A low rate credit card with the same low rate on cash advances and up to 55 days interest free on purchases. Choose pink and half the annual fee is donated to the McGrath Foundation each year
Category: Credit and Charge Cards Last Updated March 5, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate NA PA
Comparison Rate NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, PURCHASE, 8.99%
Lending Rate Type: Purchase
Interest Rate: 8.99%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
Product Features
Additional Cards
Balance Transfers
Card AccessAdditional Information: Option of Pink, Blue or standard card
Digital Banking
Digital WalletAdditional Information: Payment options
Interest FreeAdditional Information: Up to 55 days. When you pay your balance in full by the due date each month
Product Eligibility
Min Age - 18.
Residency Status - Australian Citizen Or Permanent Residency Only.
Bank Fees and Charges
Low Rate Credit Card Annual Fee (Periodic), Amount: 40.00. Additional Information: For Pink and Blue Low Rate Credit Cards, half the annual fee ($20) is donated to the McGrath Foundation (pink) or the Prostate Cancer Foundation of Australia (blue) each year
Late Payment (Event), Amount: 25.00.
Card Extraction Fee (Event), Amount: 45.00.
Cancel Replacement Of Visa Card Or Wristband (Event), Amount: 50.00. Additional Information: Charged in US Dollars
Visa Chargebacks (Event), Amount: 25.00.
International Conversion Fee (Transaction), Amount: Not Listed.. Additional Information: Payable when you use your VISA card for a foreign currency transaction or for an Australian dollar transaction that is with a foreign merchant or that is processed by an entity outside Australia. The fee is converted to Australian dollars using the exchange rate valid on the day the emergency card is produced.
Replacement Of Visa Card Or Wristband (within Australia) (Event), Amount: 12.50.
Replacement Of Visa Card Or Wristband (overseas) (Event), Amount: 175.00. Additional Information: Charged in US Dollars
Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
Bank@post Cheque Deposit (Deposit), Amount: 2.00.
Bank@post Withdrawal, Cash Advance Or Cash Deposit (Transaction), Amount: 4.00.
