The credit card with an everyday low interest rate of 12.99% p.a. on purchases. Plus, collect Flybuys points when you shop at Coles Supermarkets.
Category: Credit and Charge Cards Last Updated April 23, 2024 Effective September 1, 2020
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate NA PA
Comparison Rate NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, CASH_ADVANCE, 19.99%
Lending Rate Type: Cash Advance
Interest Rate: 19.99%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
Product Features
Additional Cards
Insurance
Balance Transfers
Interest Free
Digital Wallet
Digital Wallet
Digital Banking
Digital Banking
Bill Payment
Bill Payment
Loyalty Program
OtherAdditional Information: $10 off your Coles Supermarket shop
OtherAdditional Information: Coles Shield
Digital Wallet
Product Eligibility
Min Age - 18.
Min Income - 25000.00.
Residency Status - Must Be An Australian Resident.
Natural Person
Bank Fees and Charges
Annual Fee (Periodic), Amount: 58.00.
Late Payment Fee (Event), Amount: 30.00. Additional Information: $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.
Domestic Cash Advance Fee (Withdrawal), Amount: 1.95. Additional Information: A Domestic Cash Advance Fee will apply of A$1.95 per transaction amount under A$65.00, and 3.00% of the transaction amount for any transaction equal to or over A$65.00, debited to your Account on the Transaction Date.
International Cash Advance Fee (Withdrawal), Amount: 5.00. Additional Information: A International Cash Advance Fee will apply of A$5.00 per transaction for Cash Advance outside of Australia, debited to your Account on the Transaction Date, in addition to the International Transaction Fee per transaction.
International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: An International Transaction Fee will apply of 2.50%, debited to your Account on the Transaction Date, of which a service and assessment fee of 1.10% is payable by us to Mastercard, for any Retail Purchase or Cash Advance transaction in Foreign currency once converted to Australian dollars; and/or Australian dollars (or any other currency).
Over-the-counter Transaction Fee (Transaction), Amount: 2.25. Additional Information: You will be charged A$2.25 for each payment made to your Account at Australia Post outlets by cash, cheque or EFTPOS.
Paper Statement Fee (Event), Amount: 2.00. Additional Information: You will be charged a Paper Statement Fee of A$2.00 each month we issue you with a paper statement, debited to your Account in the following Statement Period. This fee may be waived in limited circumstances.
