Category: Credit and Charge Cards Last Updated March 28, 2024 Effective September 1, 2020
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate NA PA
Comparison Rate NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, CASH_ADVANCE, 22.24%
Lending Rate Type: Cash Advance
Interest Rate: 22.24%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
Product Features
Additional Cards
Unlimited Txns
Insurance
Insurance
Balance Transfers
Interest Free
Digital Wallet
Digital Wallet
Digital Wallet
Digital Banking
Digital Banking
Bill Payment
Complementary Product Discounts
Notifications
OtherAdditional Information: Citi Instalment Plans
OtherAdditional Information: 24/7 customer service if your card is lost or stolen.
OtherAdditional Information: 24/7 worldwide customer service and fraud protection
Product Eligibility
Min Age - 18.
Residency Status - Must Be An Australian Resident.
Late Payment Fee (Event), Amount: 30.00. Additional Information: $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.
Domestic Cash Advance Fee (Withdrawal), Amount: Not Listed.. Additional Information: This fee applies only if you withdraw cash from your credit card at domestic ATMs. Debited on the transaction date. Minimum charge $3.50
International Cash Advance Fee (Withdrawal), Amount: 5.00. Additional Information: This fee applies only if you withdraw cash from your credit card overseas. Charged per transaction amount for a Cash Advance outside of Australia, debited to your Account on the Transaction Date. Please note this is in addition to any International Transaction Fee that may be payable.
International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: We charge you an International Transaction Fee of 3.4%, debited to your Account on the Transaction Date.
Over-the-counter Transaction Fee (Transaction), Amount: 2.50. Additional Information: Charged per payment made at Australia Post outlets by cash, cheque or EFTPOS.
Dishonour Fees (Event), Amount: 15.00. Additional Information: Charged each time a payment to the account is dishonoured, debited at time of dishonour.
Paper Statement Fee (Event), Amount: 2.00. Additional Information: Charged when we issue you a paper statement, and debited to your account in the following statement period. This may be waived in limited circumstances.
Overlimit Fee (Event), Amount: 40.00. Additional Information: Only for accounts opened prior to 1 July 2012. Charged per statement period when your credit limit is exceeded, debited to your account on the date your credit limit is exceeded and on each statement date in subsequent statement periods if your account remains overlimit.