RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

  Visa Value

Our most popular card: no mess, no fuss, and no nasty surprises.
Category: Credit and Charge Cards  Last Updated November 1, 2023  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , PURCHASE, 11.95%
  • Lending Rate Type: Purchase
  • Interest Rate: 11.95%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Card Access
  • Additional Cards Additional Information: $10 per additional card
  • Digital Wallet
  • Digital Wallet
  • Interest Free Additional Information: 55 days interest free
  • Unlimited Txns
  • Digital Banking
  • Balance Transfers
  • Other Additional Information: Free additional card holder
  • Npp Enabled
  • Bill Payment
  • Digital Wallet
  • Digital Wallet

 Product Eligibility

  • Natural Person
  • Min Age - 18.

 Bank Fees and Charges

  • Feecardrep (Event), Amount: 10.00. Additional Information: Request replacement card
  • Feecardoseas (Event), Amount: 250.00. Additional Information: Payable when a replacement card is to be sent overseas
  • Feechgback (Event), Amount: 30.00. Additional Information: When you make a request for a chargeback
  • Feecardcour (Event), Amount: 30.00. Additional Information: Courier fee when you ask us to courier a replacement card to you in Australia
  • Feestatdup (Event), Amount: 2.00. Additional Information: $2 per page. Charged when a duplicate statement or interim fee is requested
  • Feeforcon (Transaction), Amount: Not Listed.. Additional Information: Payable on any transaction to your account in a currency other than Australian dollars.
  • Feelatepay (Event), Amount: 20.00. Additional Information: Charged when your repayment is not made by the due date
  • Feevouchret (Event), Amount: 30.00. Additional Information: Payable each time we are asked to provide a copy of a visa card transaction voucher.

 Limitations & Restrictions (Constraints)

  • Min Limit of 500.00
  • Max Limit of 20000.00

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