Category: Credit and Charge Cards Last Updated March 17, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate NA PA
Comparison Rate NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, PURCHASE, 10.99%
Lending Rate Type: Purchase
Interest Rate: 10.99%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
Product Features
Additional Cards
Balance Transfers
Interest Free
Digital Banking
Complementary Product DiscountsAdditional Information: Access concert and theatre ticket pre-sales, special movie screenings, members offers and much more
Npp Enabled
Npp Payid
Product Eligibility
Natural PersonAdditional Information: Available for personal use
Min Age - 18.
Bank Fees and Charges
Annual Fee (Periodic), Amount: 50.00. Additional Information: Debited to your account on the day your credit card facility is activated and annually on anniversary
Cash Advance (Transaction), Amount: 3.50. Additional Information: This fee is charged for making a cash advance, cash transfer or cash equivalent debit from your account
Foreign Atm Withdrawal Fee (Withdrawal), Amount: 5.00. Additional Information: Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account.
Currency Conversion Fee (Transaction), Amount: Not Listed.. Additional Information: Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM
Bank Cheque (Event), Amount: 12.00. Additional Information: When you request a bank cheque
Late Payment Fee (Event), Amount: 20.00. Additional Information: Payable where there is an amount overdue for payment past its due date
Rtgs ''same Day'' Payment (Transaction), Amount: 20.00. Additional Information: Payable when you request a high value, time critical payment from your account to another financial instituation on a real time basis for "same day" payment
Reject Fee (Event), Amount: 15.00. Additional Information: Payable when you arrange for a payment to another account or by direct debit and there are insufficient clear funds in your account.