If you’re a small business, our low rate business credit card can help you manage your cash flow.
Category: Credit and Charge Cards Last Updated March 4, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate NA PA
Comparison Rate NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, CASH_ADVANCE, 13.25%
Lending Rate Type: Cash Advance
Interest Rate: 13.25%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
, INTRODUCTORY, 0.00%
Lending Rate Type: Introductory
Interest Rate: 0.00%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:
Product Features
Card Access
Additional Cards
Unlimited Txns
Interest FreeAdditional Information: Up to 55 interest free days on business purchases.
Digital Wallet
Digital Wallet
Digital Wallet
Digital Wallet
Digital Wallet
Digital Banking
Bill Payment
Complementary Product Discounts
InsuranceAdditional Information: Complimentary
OtherAdditional Information: VISA Secure reduces online fraud by confirming your identity with a secret code to your mobile
OtherAdditional Information: Fraud protection
NAB Defence detects fraudulent transactions. If fraud occurs, we’ll give back all your money.
Product Eligibility
Business
Min Age - 18.
Min Turnover - 75000.00.
Residency Status - Must Be An Australian Citizen Or Permanent Resident.
OtherAdditional Information: Have 12 months of business financial data.
OtherAdditional Information: Registered for GST
OtherAdditional Information: Have a valid ABN/ACN
Bank Fees and Charges
Annual Card Fee (Periodic), Amount: 60.00.
Late Payment Fee (Event), Amount: 15.00.
International Transaction Fee Single Currency (Transaction), Amount: Not Listed..
International Transaction Fee Multi-currency (Transaction), Amount: Not Listed..
Cash Advance Fee (Transaction), Amount: Not Listed.. Additional Information: Minimum fee is $2.50
Limitations & Restrictions (Constraints)
Min Limit of 5000.00 Additional Information: Account limit
Min Limit of 1000.00 Additional Information: Card limit
