Credit Card

 General Lending Rates

• Lending Rate Type: Purchase
• Interest Rate: 10.76%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Other Additional Information: Set regular payments like your pay sent straight to your account

• Npp Enabled

• Digital Wallet Additional Information: Pay with your Border Bank Visa Debit Cards using Google Pay

• Other Additional Information: Set up Direct Debits from this account

• Digital Banking Additional Information: You can check pay bills and check your account details or make transfers anytime or anywhere using our Redidial Telephone Banking service or online with Internet Banking – both services are free.

• Interest Free

• Other Additional Information: up to $1000

• Other Additional Information: Can set up Periodical Payments

• Npp Payid Additional Information: Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.

• Other Additional Information: Withdraw cash at any participating Australia Post outlets with Bank@POST™

• Other Additional Information: Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Border Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Border Bank can be sure the card isn't being used without your permission.

• Digital Wallet Additional Information: Pay with your Border Bank Visa Debit Cards using Apple Pay

• Digital Banking Additional Information: You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our Redidial Telephone Banking service or online with Internet Banking – both services are free.

• Card Access Additional Information: Can be used at over 29 million Visa outlets in over 250 countries around the world

• Npp Payid Additional Information: Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.

• Other Additional Information: Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants.

• Digital Wallet Additional Information: Pay with your Border Bank Visa Debit Cards using Samsung Pay

• Other Additional Information: Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers

 Product Eligibility

• Residency Status - Australian Residents.

• Min Age - 18.

• Residency Status - Australian Citizens.

• Natural Person

 Bank Fees and Charges

• Periodical Payments Via Cheque (Transaction), Amount: 3.00.

• Counter Cheque Withdrawal Fee (Withdrawal), Amount: 3.00.

• Replacement Card Fee (Event), Amount: 10.00.

• Visa International Fees (Event), Amount: 0.00. Additional Information: Payable if and when you use the Visa Card overseas and the transaction is in a foreign currency. All overseas transactions are converted to Australian dollars and are subject to this fee as a percentage of the value of the transaction. A proportion of the fee may be retained by Border Bank. The amount of this conversion fee is subject to change from time to time and we will advise you in advance.

• Bank@post Cash Withdrawal Fee (Withdrawal), Amount: 2.00.

• Visa Credit Card Annual Fee (Event), Amount: 30.00.

• Third Party Costs (Event), Amount: 0.00. Additional Information: Any costs charged to us from a third party will be passed on to you. Information on these costs is available on request.

• Default Notice Fee (Event), Amount: 21.50.

• Cheque Deposit Collection Fee (Event), Amount: 0.30.

• Direct Debit Dishonour Fee (Event), Amount: 9.00.

• Additional Statement Fee (Event), Amount: 5.00.

• Overdrawn Account Fee (Event), Amount: 15.00.

• Visa Overseas Emergency Fee (Event), Amount: 175.00.

• External Electronic Periodical Payments (Transaction), Amount: 1.00.

• Bank@post Dishonoured Cheque Fee (Event), Amount: 0.00.

• Bank Cheque (Event), Amount: 0.00.

• Bank Draft (Event), Amount: 15.00.

• Visa Voucher Request (Event), Amount: 16.50.

• Counter Cash Withdrawal $25,000 And Over (Withdrawal), Amount: 50.00.

• International Cheque Deposits (Event), Amount: 10.00.

• Atm Balance Enquiry Fee (Event), Amount: 0.00.

• Atm Overseas Withdrawal (Periodic), Amount: 3.80.

• Dishonoured Cheque Fee (Event), Amount: 9.00.

• Dormant Accounts Fee (Event), Amount: 10.00.

• Document Retrieval Fee (Event), Amount: 0.00.

• Counter Cash Withdrawal Fee Up To $24,999 (Withdrawal), Amount: 2.00.

• Special Cheque Clearance Fee For Personal Accounts (Event), Amount: 16.50.

• Visa Cash Advance Fee (Periodic), Amount: 3.80.

• Overseas Dishonoured Cheque Fee (Event), Amount: 0.00.

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