RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

  Low Rate Credit Card

Low Rate Credit Card
Category: Credit and Charge Cards  Last Updated June 20, 2023  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , PURCHASE, 8.99%
  • Lending Rate Type: Purchase
  • Interest Rate: 8.99%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Other Additional Information: Annual fee waived for the first year
  • Interest Free Additional Information: Up to 45 days interest free on purchases
  • Balance Transfers Additional Information: 0% p.a. on balance transfers for the first 6 months
  • Card Access Additional Information: Visa Credit card with payWave
  • Additional Cards
  • Digital Wallet Additional Information: https://movebank.com.au/quick-links/support/apple-pay/
  • Digital Wallet Additional Information: https://movebank.com.au/quick-links/support/google-pay/
  • Digital Banking Additional Information: Access your accounts 24/7 using internet banking, phone banking or the MOVE Bank App
  • Bill Payment Additional Information: BPAY
  • Other Additional Information: Transaction fee-free banking is available to eligible members who invest, borrow or save with us. Full details and elegivility requirements are available on our website.
  • Other Additional Information: All members have complimentary access to Your Financial Weelness, an online program jam-packed with the tools and resources you need to get financially fit
  • Other Additional Information: Online

 Product Eligibility

  • Min Age - 18. Additional Information: Individuals must be at least 12 years old to open an account
  • Residency Status Additional Information: Individuals must be citizens or permanent residents of Australia.
  • Other Additional Information: Terms and conditions apply. All credit card applications are subject to credit assessment and approval. The variable retail purchase rate is subject to change. All rates are quoted per annum. Other fees and charges apply.

 Bank Fees and Charges

  • Annual Package Fee (Periodic), Amount: 395.00.
  • Credit Card - Late Payment Fee (Event), Amount: 15.00.
  • Credit Card - Overlimit Fee (Event), Amount: 10.00.
  • Credit Card - Paper Statement Fee (Periodic), Amount: 3.00.
  • Overseas Atm Withdrawal (Transaction), Amount: 5.00.
  • Overseas Currency Fee (Transaction), Amount: Not Listed..
  • Visa Cash Advance (Transaction), Amount: 5.00.
  • Visa Charge-back (Event), Amount: 25.00.
  • Replacement Card Fee (Event), Amount: 15.00.

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