RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

  Visa Credit Card

Visa Credit Card
Category: Credit and Charge Cards  Last Updated November 11, 2021  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , PURCHASE, 13.45%
  • Lending Rate Type: Purchase
  • Interest Rate: 13.45%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Card Access
  • Balance Transfers
  • Notifications
  • Digital Banking
  • Digital Wallet
  • Npp Payid Additional Information: Simply use your mobile, email or ABN to receive payments
  • Interest Free
  • Other Additional Information: 3% of the account balance last day of statement or $20, whichever is greater
  • Unlimited Txns Additional Information: There is no limit to the number of Visa transaction you make

 Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australian Citizen Or Permanent Resident.
  • Business

 Bank Fees and Charges

  • Overlimit Fee (Event), Amount: 30.00. Additional Information: Visa Credit Card is over approved credit limit
  • Visa Credit Card Annual Fee (Periodic), Amount: 30.00. Additional Information: Visa Credit Card annual fee
  • Visa Credit Card Monthly Repayment (Periodic), Amount: Not Listed..
  • Visa Card Fee (Event), Amount: 15.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 500.00
  • Max Limit of 20000.00

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