Virgin Australia Velocity Flyer Credit Card

 General Lending Rates

• Lending Rate Type: Cash Advance
• Interest Rate: 7.59%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Bonus Rewards Additional Information: Take out a Velocity Flyer Card, spend $1,500 on your card each month in the first 2 months and you’ll get 30,000 Velocity Points each month, for a total of up to 60,000 Points.

• Additional Cards Additional Information: $39 additional cardholder fee applies. Charged annually.

• Interest Free Transfers Additional Information: 0% p.a. interest for 24 months. Reverts to cash advance rate with a 1% balance transfer fee.

• Complementary Product Discounts Additional Information: Enjoy an exclusive $129 Virgin Australia Gift Voucher each year. To unlock your benefit, simply make a retail purchase in the 2 months prior to requesting your voucher.

• Insurance Additional Information: Cardholders receive 90 days complimentary insurance against loss, theft or accidental damage on covered products purchased anywhere in the world using your Virgin Australia Velocity Flyer or High Flyer Card up to specified amounts

• Other Additional Information: Earn 1 extra Velocity Point for every $1 spent directly with Virgin Australia.

• Instalment Plan Additional Information: Reward yourself with a lower rate. Apply for an instalment plan that lets you pay off your card balance with certainty and allows you the potential to save on monthly interest that you may otherwise pay. Plus you can still enjoy interest free days on your other purchases made outside the Fixed Payment Option.

• Insurance Additional Information: Cardholders may be entitled to extended warranty insurance of up to 12 months in addition to the covered product's Australian warranty period, which you purchase on your Virgin Australia Velocity Flyer or High Flyer card

• Digital Wallet

• Other Additional Information: For purchases of up to $100, simply wave & go anywhere that has a Visa payWave sensor, making payments easy and convenient.

• Insurance Additional Information: Rest assured that we're on the case, to keep your card safe around the clock with Fraudshield. As long as you keep your contact details up to date, we'll contact you if we detect any irregular transactions on your account. Our cards also come with Visa's Zero Liability policy, ensuring you won't be held liable for fraudulent transactions made with your card.

• Complementary Product Discounts Additional Information: Take advantage of round-the-clock access to the Visa Platinum Concierge Service. It's the next best thing to having your very own personal assistant and all it takes is a phone call or a mouse click, anytime, anywhere in the world.

• Loyalty Program Additional Information: Turn your everyday credit card spend into flights, accommodation and more.

• Digital Wallet

• Other Additional Information: Imagine having first choice of seats to some of the most sought-after events in Australia. No queuing, no waiting, no disappointment to some of the biggest concerts, hottest shows and most exciting sports events, before pre-sales and before they go on sale to the general public.

• Digital Wallet

• Balance Transfers Additional Information: 0% p.a. for 24 months on balance transfers. Reverts to cash advance rate. No interest free days apply to purchases while you have a balance transfer.

• Interest Free Additional Information: Up to 44 days interest free for your purchases (Interest Free Days are not available if you have a Balance Transfer)

 Product Eligibility

• Min Income - 35000.0000000000. Additional Information: Minimum income required

• Min Age - 18. Additional Information: You must be at least 18 years of age to apply for a credit card

• Residency Status - Australian Citizen Or Permanent Resident. Additional Information: Australian Citizen or permanent resident

 Bank Fees and Charges

• Balance Transfer Fee (Event), Amount: 0.0000. Additional Information: 0% p.a. interest for 24 months. Reverts to cash advance rate with a 1% balance transfer fee.

• Additional Card Holder Fee (Periodic), Amount: 39.0000. Additional Information: Fee charged for an additional card holder.

• Annual Fee (Periodic), Amount: 149.0000. Additional Information: Annual fee charged on the card.

• Overlimit Fee (Event), Amount: 40.0000. Additional Information: Fee per statement period when your credit limit is exceeded

• International Cash Advance (Withdrawal), Amount: 5.0000. Additional Information: International cash withdrawls on your credit card

• Dishonour Fee (Event), Amount: 15.0000. Additional Information: Fee for each time a cheque or Direct Debit payment is dishonoured.

• Over-the-counter Fee (bank@post) (Event), Amount: 2.5000.

• Late Payment Fee (Event), Amount: 30.0000. Additional Information: Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date.

• Domestic Cash Advance Below $100 (Withdrawal), Amount: 2.7000. Additional Information: Domestic cash withdrawals from your credit card.

• Domestic Cash Advance Above $100 (Withdrawal), Amount: Not Listed.. Additional Information: Domestic cash withdrawals from your credit card.

• Paper Statement Fee (Event), Amount: 2.0000. Additional Information: For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant

 Limitations & Restrictions (Constraints)

• Min Limit of 6000.0000000000 Additional Information: Minimum credit limit