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Award-winning home loans, delivered simply. Whether you're a first-time buyer or refinancing an investment property, we've got the loan for you.
Category: Home Loans  Last Updated July 8, 2021  Effective September 5, 2021

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information Fixed 1 year, P&I, Owner Occupied (with Offset Account)
Interest Rate
1.84%PA
Comparison Rate
2.03%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  INVESTMENT, VARIABLE, 2.92%
  • Lending Rate Type: Variable
  • Interest Rate: 2.92%, Comparison Rate 2.93%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 2.7%
  • Lending Rate Type: Variable
  • Interest Rate: 2.7%, Comparison Rate 2.91%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 2.7%
  • Lending Rate Type: Variable
  • Interest Rate: 2.7%, Comparison Rate 2.8%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 1.84%
  • Lending Rate Type: Fixed
  • Interest Rate: 1.84%, Comparison Rate 2.03%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 1.89%
  • Lending Rate Type: Fixed
  • Interest Rate: 1.89%, Comparison Rate 2.04%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.14%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.14%, Comparison Rate 2.1%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.59%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.59%, Comparison Rate 2.26%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.79%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.79%, Comparison Rate 2.38%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 1.84%
  • Lending Rate Type: Fixed
  • Interest Rate: 1.84%, Comparison Rate 1.9%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 1.89%
  • Lending Rate Type: Fixed
  • Interest Rate: 1.89%, Comparison Rate 1.9%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.14%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.14%, Comparison Rate 1.96%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.59%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.59%, Comparison Rate 2.12%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.79%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.79%, Comparison Rate 2.25%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.72%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.72%, Comparison Rate 2.96%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.77%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.77%, Comparison Rate 2.96%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.82%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.82%, Comparison Rate 2.96%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.92%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.92%, Comparison Rate 2.99%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 3.02%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.02%, Comparison Rate 3.03%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.72%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.72%, Comparison Rate 2.84%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.77%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.77%, Comparison Rate 2.84%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.82%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.82%, Comparison Rate 2.84%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.92%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.92%, Comparison Rate 2.87%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 3.02%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.02%, Comparison Rate 2.92%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 2.19%
  • Lending Rate Type: Variable
  • Interest Rate: 2.19%, Comparison Rate 2.34%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 2.19%
  • Lending Rate Type: Variable
  • Interest Rate: 2.19%, Comparison Rate 2.2%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 2.65%
  • Lending Rate Type: Variable
  • Interest Rate: 2.65%, Comparison Rate 2.89%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 2.65%
  • Lending Rate Type: Variable
  • Interest Rate: 2.65%, Comparison Rate 2.78%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.14%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.14%, Comparison Rate 2.92%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.19%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.19%, Comparison Rate 2.87%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.35%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.35%, Comparison Rate 2.86%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.89%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.89%, Comparison Rate 2.99%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.99%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.99%, Comparison Rate 3.04%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.14%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.14%, Comparison Rate 2.79%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.19%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.19%, Comparison Rate 2.74%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.35%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.35%, Comparison Rate 2.73%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.89%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.89%, Comparison Rate 2.87%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.99%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.99%, Comparison Rate 2.91%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.82%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.82%, Comparison Rate 2.97%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.87%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.87%, Comparison Rate 2.98%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.92%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.92%, Comparison Rate 2.99%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 3.02%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.02%, Comparison Rate 3.02%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 3.12%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.12%, Comparison Rate 3.07%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.82%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.82%, Comparison Rate 2.85%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.87%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.87%, Comparison Rate 2.85%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.92%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.92%, Comparison Rate 2.87%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 3.02%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.02%, Comparison Rate 2.9%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 3.12%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.12%, Comparison Rate 2.95%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Redraw Additional Information: Online redraw available
  • Other Additional Information: Unlimited additional repayments if variable, up to $20,000pa when fixed
  • Other Additional Information: Variable or Fixed Rate
  • Offset Additional Information: 100% Offset Account available on Fixed and Variable rate loans

 Limitations & Restrictions (Constraints)

  • Opening Balance of 10000
  • Min Limit of 1

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