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Qantas Money
The home loan that comes with a holiday every year
Category: Home Loans Last Updated February 20, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information with Offset Account
Interest Rate 5.99% PA
Comparison Rate 6.24%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, VARIABLE, 6.08%
Lending Rate Type: Variable
Interest Rate: 6.08%, Comparison Rate 6.14%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, VARIABLE, 7.19%
Lending Rate Type: Variable
Interest Rate: 7.19%, Comparison Rate 6.72%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, VARIABLE, 7.19%
Lending Rate Type: Variable
Interest Rate: 7.19%, Comparison Rate 6.62%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.19%
Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.26%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.99%
Lending Rate Type: Fixed
Interest Rate: 5.99%, Comparison Rate 6.24%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.99%
Lending Rate Type: Fixed
Interest Rate: 5.99%, Comparison Rate 6.23%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.19%
Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.29%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.19%
Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.30%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.19%
Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.16%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.99%
Lending Rate Type: Fixed
Interest Rate: 5.99%, Comparison Rate 6.13%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.99%
Lending Rate Type: Fixed
Interest Rate: 5.99%, Comparison Rate 6.12%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.19%
Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.18%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.19%
Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.19%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.59%
Lending Rate Type: Fixed
Interest Rate: 6.59%, Comparison Rate 6.30%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.39%
Lending Rate Type: Fixed
Interest Rate: 6.39%, Comparison Rate 6.31%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.39%
Lending Rate Type: Fixed
Interest Rate: 6.39%, Comparison Rate 6.33%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.59%
Lending Rate Type: Fixed
Interest Rate: 6.59%, Comparison Rate 6.43%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.59%
Lending Rate Type: Fixed
Interest Rate: 6.59%, Comparison Rate 6.46%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.59%
Lending Rate Type: Fixed
Interest Rate: 6.59%, Comparison Rate 6.20%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.39%
Lending Rate Type: Fixed
Interest Rate: 6.39%, Comparison Rate 6.20%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.39%
Lending Rate Type: Fixed
Interest Rate: 6.39%, Comparison Rate 6.23%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.59%
Lending Rate Type: Fixed
Interest Rate: 6.59%, Comparison Rate 6.32%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.59%
Lending Rate Type: Fixed
Interest Rate: 6.59%, Comparison Rate 6.36%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
INVESTMENT, VARIABLE, 6.24%
Lending Rate Type: Variable
Interest Rate: 6.24%, Comparison Rate 6.41%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, VARIABLE, 6.24%
Lending Rate Type: Variable
Interest Rate: 6.24%, Comparison Rate 6.30%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, VARIABLE, 6.49%
Lending Rate Type: Variable
Interest Rate: 6.49%, Comparison Rate 6.51%
Repayment Type: Interest Only
Loan Purpose: Investment
INVESTMENT, VARIABLE, 6.49%
Lending Rate Type: Variable
Interest Rate: 6.49%, Comparison Rate 6.41%
Repayment Type: Interest Only
Loan Purpose: Investment
INVESTMENT, FIXED, 6.34%
Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.42%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, FIXED, 6.14%
Lending Rate Type: Fixed
Interest Rate: 6.14%, Comparison Rate 6.39%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, FIXED, 6.14%
Lending Rate Type: Fixed
Interest Rate: 6.14%, Comparison Rate 6.38%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, FIXED, 6.34%
Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.45%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, FIXED, 6.34%
Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.46%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, FIXED, 6.34%
Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.32%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, FIXED, 6.14%
Lending Rate Type: Fixed
Interest Rate: 6.14%, Comparison Rate 6.29%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, FIXED, 6.14%
Lending Rate Type: Fixed
Interest Rate: 6.14%, Comparison Rate 6.28%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, FIXED, 6.34%
Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.34%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, FIXED, 6.34%
Lending Rate Type: Fixed
Interest Rate: 6.34%, Comparison Rate 6.35%
Repayment Type: Principal And Interest
Loan Purpose: Investment
INVESTMENT, FIXED, 6.44%
Lending Rate Type: Fixed
Interest Rate: 6.44%, Comparison Rate 6.43%
Repayment Type: Interest Only
Loan Purpose: Investment
INVESTMENT, FIXED, 6.24%
Lending Rate Type: Fixed
Interest Rate: 6.24%, Comparison Rate 6.41%
Repayment Type: Interest Only
Loan Purpose: Investment
INVESTMENT, FIXED, 6.24%
Lending Rate Type: Fixed
Interest Rate: 6.24%, Comparison Rate 6.40%
Repayment Type: Interest Only
Loan Purpose: Investment
INVESTMENT, FIXED, 6.44%
Lending Rate Type: Fixed
Interest Rate: 6.44%, Comparison Rate 6.47%
Repayment Type: Interest Only
Loan Purpose: Investment
INVESTMENT, FIXED, 6.44%
Lending Rate Type: Fixed
Interest Rate: 6.44%, Comparison Rate 6.49%
Repayment Type: Interest Only
Loan Purpose: Investment
INVESTMENT, FIXED, 6.44%
Lending Rate Type: Fixed
Interest Rate: 6.44%, Comparison Rate 6.32%
Repayment Type: Interest Only
Loan Purpose: Investment
INVESTMENT, FIXED, 6.24%
Lending Rate Type: Fixed
Interest Rate: 6.24%, Comparison Rate 6.30%
Repayment Type: Interest Only
Loan Purpose: Investment
INVESTMENT, FIXED, 6.24%
Lending Rate Type: Fixed
Interest Rate: 6.24%, Comparison Rate 6.30%
Repayment Type: Interest Only
Loan Purpose: Investment
INVESTMENT, FIXED, 6.44%
Lending Rate Type: Fixed
Interest Rate: 6.44%, Comparison Rate 6.37%
Repayment Type: Interest Only
Loan Purpose: Investment
INVESTMENT, FIXED, 6.44%
Lending Rate Type: Fixed
Interest Rate: 6.44%, Comparison Rate 6.39%
Repayment Type: Interest Only
Loan Purpose: Investment
Product Features
RedrawAdditional Information: Online redraw available
OtherAdditional Information: Unlimited additional repayments if variable, up to $20,000pa when fixed
OtherAdditional Information: Variable or Fixed Rate
OffsetAdditional Information: 100% Offset Account available on Fixed and Variable rate loans
Product Eligibility
Min Age - 18.
Bank Fees and Charges
Loan Processing Fee (Upfront), Amount: 150.00.
Additional Processing Fee Per Split Loan (Event), Amount: 0.00.
Settlement Service Fee (Upfront), Amount: 345.40.
Valuation Fee (Upfront), Amount: 0.00.
Search Processing Fee (Upfront), Amount: 0.00.
Online Redraw Fee (Event), Amount: 0.00.
Repayment Recalculation Fee (Event), Amount: 50.00. Additional Information: This fee is charged each time you request that we agree to a decrease in your repayments
Loan Variation Fee - Simple (Event), Amount: 150.00. Additional Information: This fee is charged if you apply for us to: Vary your existing contract, Convert to another annual percentage rate, Agree to a request to a consent or change of borrower details, Release or substitute a security (a discharge administration fee may also be payable)
Loan Variation Fee - Complex (Event), Amount: 300.00. Additional Information: Payable when we agree to: • Increase your amount of credit or • a transfer subject to mortgage or subsequent mortgage or • a sub division