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  ANZ Plus Home Loan Variable

ANZ Plus Home Loan Variable
Category: Home Loans  Last Updated April 9, 2024  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Principal and Interest, Owner Occupied, Discounted Rate
Interest Rate
6.14% PA
Comparison Rate
6.15%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, VARIABLE, 6.14%
  • Lending Rate Type: Variable
  • Interest Rate: 6.14%, Comparison Rate 6.15%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw Additional Information: ANZ Plus Redraw could let you access extra payments you've made to an eligible loan when you need to

 Product Eligibility

  • Natural Person
  • Min Age - 18.
  • Residency Status - Australian Citizen, New Zealand Citizen, Australian Permanent Resident.
  • Other Additional Information: Lending Eligibility Criteria

 Bank Fees and Charges

  • Late Payment Fee (Event), Amount: 20.00. Additional Information: Charged when a payment remains unpaid for 30 days or more after it is due. A further fee is payable monthly when the loan continues to be in arrears.
  • Production Fee (Event), Amount: 150.00. Additional Information: This fee is payable each time ANZ produce title documents for you (in person, electronically or another way) on your request.
  • Anz Loan Discharge Fee (Event), Amount: 350.00. Additional Information: This fee is payable each time ANZ is required to attend a property settlement (in person, electronically or another way) and a discharge of the Mortgage over the Property is required.
  • Registration Of Mortgage (Variable), Amount: Not Listed.. Additional Information: Payable to the government body when registering a mortgage over a property. Refer to the relevant state/territory revenue office for the amount.
  • Discharge Of Mortgage (Variable), Amount: Not Listed.. Additional Information: Payable to the government body when discharging an existing mortgage over a property. Refer to the relevant state/territory revenue office for the amount.

 Limitations & Restrictions (Constraints)

  • Max Limit of 1600000
  • Min Limit of 10000

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