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Example Interest Rates: Home Loan Variable: 2.54% (2.74%*) • Home Loan Fixed: 3.74% (3.8%*) • Fixed: 2.48% (2.94%*) • Variable: 2.54% (2.74%*) • Investment IO: 2.3% (3.76%*) • Investment PI: 2.04% (3.8%*)


A fixed rate for 1 year for investors wanting certainty of repayments for a period. Comes with a 100% offset account, access to redraw and the ability to make extra repayments.
Category: Home Loans  Last Updated July 14, 2022  Effective July 31, 2020

 General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information
Interest Rate
3.34% PA
Comparison Rate
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  • Lending Rate Type: Variable
  • Interest Rate: 3.34%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Digital Banking
  • Offset
  • Redraw Additional Information: Redraw fees apply
  • Other Additional Information: No penalty for extra repayments

 Product Eligibility

  • Min Age - 18 Years.
  • Natural Person
  • Residency Status - Australian Citizen Or Permanent Residency Only.

 Bank Fees and Charges

  • Home Loan Application Fee (Upfront), Amount: 600.00. Additional Information: First application includes the cost of the first standard valuation of one security only (and includes 2 splits)
  • Loan Variation Fee (Event), Amount: 250.00. Additional Information: Includes loan split requests, additional splits, loan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type)
  • Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and draw-down fees throughout construction period. Legal fees are paid in addition to this and are at cost.
  • Late Payment (Event), Amount: 25.00.
  • Redraw Fee - Online (Event), Amount: 15.00.
  • Redraw Fee - Staff Assisted (Event), Amount: 30.00.
  • Safe Custody Fee (Periodic), Amount: 50.00. Additional Information: E.g. certificate of titles, wills, etc
  • Re-issue Loan Documentation Fee (Event), Amount: 125.00.
  • Rate Lock Fee (Event), Amount: 500.00.
  • Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
  • Solicitors Preparation Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Additional Valuation Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Search Fees (Event), Amount: 0.00. Additional Information: Charged at cost
  • Early Repayment Fee (erf) (Exit), Amount: 0.00. Additional Information: Refer to loan contract
  • Special Attendance Fee - Mortgage Discharge (Event), Amount: 300.00. Additional Information: Plus at cost fees
  • Lenders Mortgage Insurance (lmi) (Upfront), Amount: 0.00. Additional Information: The amount of this fee will be available on application, as it is dependent on the loan to valuation ratio of each loan.

 Limitations & Restrictions (Constraints)

  • Min Limit of 50000.00 Additional Information: Minimum loan amount only applies at time of application

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