ACCELERATOR PACKAGE HOME LOAN - 3 YEAR FIXED - OWNER-OCCUPIED (Principal and Interest)
A 3 year fixed home loan for owner occupiers that gives you a discounted interest rate for the life of the loan plus a 100% offset account and discounts on other financial products and services.
Category: Home Loans Last Updated April 28, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate 6.04% PA
Comparison Rate 6.42%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
OffsetAdditional Information: With Debit card access
OtherAdditional Information: Discount applies off the relevant standard fixed home loan rates
Redraw
OtherAdditional Information: No penalty for extra repayments
Product Eligibility
Min Age - 18. Additional Information: 18 years
Natural Person
Residency Status - Australian Citizen Or Permanent Residency Only.
Bank Fees and Charges
Accelerator Package Annual Fee (Periodic), Amount: 395.00. Additional Information: Paid in advance. Initial fee included in total loan amount at settlement. Each annual fee thereafter is deducted from the attached offset account.
Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and draw-down fees throughout construction period. Legal fees are paid in addition to this and are at cost.
Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost
Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
Search Fees (Event), Amount: 0.00. Additional Information: Charged at cost
Early Repayment Fee (erf) (Exit), Amount: 0.00. Additional Information: Refer to loan contract
Special Attendance Fee - Mortgage Discharge (Event), Amount: 696.00.
Lenders Mortgage Insurance (lmi) (Upfront), Amount: 0.00. Additional Information: The amount of this fee will be available on application, as it is dependent on the loan to valuation ratio of each loan.
Limitations & Restrictions (Constraints)
Min Limit of 100000.00 Additional Information: Minimum loan size applies only at application
