A flexible loan to assist in the purchase of a home to live in.
Category: Home Loans Last Updated February 28, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Interest only period up to five years
Interest Rate 6.24% PA
Comparison Rate 7.89%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, VARIABLE, 7.34%
Lending Rate Type: Variable
Interest Rate: 7.34%, Comparison Rate 0.00%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
Product Eligibility
Min Age - 18.
Natural Person
Bank Fees and Charges
Account Keeping Fee (Periodic), Amount: 12.00.
Application Fee (Upfront), Amount: 200.00.
Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more
Break Cost Administration Fee (Event), Amount: 400.00. Additional Information: Payable when the whole of a fixed rate loan is repaid during any fixed rate period and any other break costs do not exceed $400
Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared
Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement
Inward Dishonour Fee (Event), Amount: 20.00. Additional Information: If a cheque received by the Credit Provider is dishonoured this fee will be debited to your account. After that debit is made, this fee is payable as part of the balance
Loan Switching Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to any matter relating to the variation of this loan contract or the security (other than a matter for which a specific fee is payable)
Subsequent Dealing Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to a subsequent dealing with the mortgaged property
Variable To Fixed Rate Fee (Event), Amount: 300.00. Additional Information: Payable when changing from variable to fixed rate
Variation Of Loan Contract Fee (Event), Amount: 200.00. Additional Information: Payable when you apply to vary a loan contract
