RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

  Fixed Rate Home Loan

Fixed Rate Home Loan
Category: Home Loans  Last Updated March 21, 2024  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information 1 YEAR FIXED RATE WITH LVR <= 60%
Interest Rate
5.99% PA
Comparison Rate
7.44%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  USER-INPUT-RATE/1YR_LVR>60%To<=80%
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.19%, Comparison Rate 7.46%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/1YR_LVR>80%
Minimum: 80.01 PERCENT Maximum: PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.79%, Comparison Rate 7.52%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/2YRS_LVR<=60%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 7.40%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/2YRS_LVR>60%To<=80%
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 7.42%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/2YRS_LVR>80%
Minimum: 80.01 PERCENT Maximum: PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 7.44%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/3YRS_LVR<=60%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 7.31%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/3YRS_LVR>60%To<=80%
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 7.34%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  USER-INPUT-RATE/3YRS_LVR>80%
Minimum: 80.01 PERCENT Maximum: PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 7.37%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw

 Product Eligibility

  • Natural Person
  • Residency Status - Australia.

 Bank Fees and Charges

  • Loan Establishment Fee (Upfront), Amount: 300.00.
  • Loan Administration Fee (Periodic), Amount: 8.00.
  • Loan Renegotiation Fee (Event), Amount: 150.00.
  • Settlement Disbursement Fee (Upfront), Amount: 5.00.
  • Loan Switching Fee (Event), Amount: 150.00.
  • Loan Estab Fee - Owner Builder (Upfront), Amount: 500.00.
  • Scheduling Fee - Owner Builder (Upfront), Amount: 550.00.
  • Progress Draw Fee-construction (Upfront), Amount: 95.00.
  • Loan Refixing Fee (Event), Amount: 150.00.
  • Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.
  • Mortgage Discharge Fee (Transaction), Amount: 250.00.
  • Ppsr Security Interest Fee (Upfront), Amount: 50.00.
  • Property Search Fee (Upfront), Amount: 30.00.
  • Manual Arrears Transfer Fee (Event), Amount: 5.00.
  • Arrears Reminder Fee (Event), Amount: 5.00.
  • Final Notice Of Demand (Event), Amount: 40.00.
  • Real Time Transfer/npp Fee (Upfront), Amount: 20.00.
  • Loan Redraw Fee (Transaction), Amount: 20.00.
  • Loan Redraw Fee (Transaction), Amount: 0.00.

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