RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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  Variable Home Loan Package

Our Variable Home Loan Package is ideal for those seeking significant flexibility. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395 and in return you’ll save an absolute bundle.
Category: Home Loans  Last Updated April 14, 2024  Effective July 31, 2016

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Owner Occupied Variable Home Loan Package Special Offer (P&I)
Interest Rate
6.24% PA
Comparison Rate
6.61%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, VARIABLE, 7.24%
  • Lending Rate Type: Variable
  • Interest Rate: 7.24%, Comparison Rate 7.13%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, VARIABLE, 6.24%
  • Lending Rate Type: Variable
  • Interest Rate: 6.24%, Comparison Rate 6.61%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, VARIABLE, 6.84%
  • Lending Rate Type: Variable
  • Interest Rate: 6.84%, Comparison Rate 7.20%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  INVESTMENT, VARIABLE, 6.69%
  • Lending Rate Type: Variable
  • Interest Rate: 6.69%, Comparison Rate 7.05%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 6.74%
  • Lending Rate Type: Variable
  • Interest Rate: 6.74%, Comparison Rate 7.05%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 6.74%
  • Lending Rate Type: Variable
  • Interest Rate: 6.74%, Comparison Rate 7.05%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 6.54%
  • Lending Rate Type: Variable
  • Interest Rate: 6.54%, Comparison Rate 6.90%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Other Additional Information: No loan application or monthly fee
  • Redraw Additional Information: Extra repayments can be withdrawn at no cost
  • Offset Additional Information: Can be 100% offset when linked to a Home Loan Offset Account

 Product Eligibility

  • Residency Status - Australian Citizen Or Permanent Resident.
  • Min Age - 18.

 Bank Fees and Charges

  • Application Fee (Upfront), Amount: 0.00.
  • Increase An Existing Home Loan Package (Event), Amount: 0.00.
  • Annual Fee (Periodic), Amount: 395.00.
  • Settlement Fee (Upfront), Amount: 0.00.
  • Split Loan Fee (Event), Amount: 150.00.
  • Split Loan Fee (Event), Amount: 100.00.
  • Guarantor Application Fee (Event), Amount: 200.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 150000.00 Additional Information: Minimum loan amount
  • Max Limit of No Limit Additional Information: Maximum loan amount

 Document Downloads

Download our 650-page guide on Finance Marketing. We'll show you exactly how we generate Billions in volume for our clients.

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