Mortgage Smart Fixed Rate Home Loan 1 year
For those members who require certainty of repayments
Category: Home Loans Last Updated August 3, 2022 Effective August 3, 2022
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Secured by mortgage over Residential Property
Interest Rate
4.94% PA
Comparison Rate
5.08%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, VARIABLE, 5.03%
- Lending Rate Type: Variable
- Interest Rate: 5.03%, Comparison Rate N/A%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
Product Features
- Other Additional Information: At the end of the fixed rate period the loan can either be refixed or it transfers to the Mortgage Smart Home Loan Variable rate
Product Eligibility
- Residency Status - Australian Resident Only.
- Other - Other. Additional Information: Maximum LVR of 95% subject to Lenders Mortgage Insurance approval
Bank Fees and Charges
- Break Cost Fee (Transaction), Amount: 0.00. Additional Information: Fee may apply if part or all of the loan is repaid early
- Mortgage Smart Home Loan Establishment Fee (Upfront), Amount: 796.40. Additional Information: Establishment fees paid on funding
- Mortgage Discharge Fee (Exit), Amount: 500.82. Additional Information: Discharge fees are paid on discharge
Limitations & Restrictions (Constraints)
