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Example Interest Rates: Home Loan Variable: 2.54% (2.74%*) • Home Loan Fixed: 3.74% (3.8%*) • Fixed: 2.48% (2.94%*) • Variable: 2.54% (2.74%*) • Investment IO: 2.3% (3.76%*) • Investment PI: 2.04% (3.8%*)

  Mortgage Smart Fixed Rate Home Loan 1 year

For those members who require certainty of repayments
Category: Home Loans  Last Updated August 3, 2022  Effective August 3, 2022

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Secured by mortgage over Residential Property
Interest Rate
4.94% PA
Comparison Rate
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  • Lending Rate Type: Variable
  • Interest Rate: 5.03%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking
  • Other Additional Information: At the end of the fixed rate period the loan can either be refixed or it transfers to the Mortgage Smart Home Loan Variable rate

 Product Eligibility

  • Residency Status - Australian Resident Only.
  • Min Age - 18.
  • Other - Other. Additional Information: Maximum LVR of 95% subject to Lenders Mortgage Insurance approval

 Bank Fees and Charges

  • Break Cost Fee (Transaction), Amount: 0.00. Additional Information: Fee may apply if part or all of the loan is repaid early
  • Mortgage Smart Home Loan Establishment Fee (Upfront), Amount: 796.40. Additional Information: Establishment fees paid on funding
  • Mortgage Discharge Fee (Exit), Amount: 500.82. Additional Information: Discharge fees are paid on discharge

 Limitations & Restrictions (Constraints)

  • Min Balance of 75000.00

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