The cream of the crop when it comes to our range of home loans on offer.
Category: Home Loans Last Updated April 16, 2024 Effective July 14, 2014
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Ultimate Package fixed (OO)
Interest Rate 6.29% PA
Comparison Rate 7.27%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, FIXED, 6.29%
Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 7.27%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.29%
Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 7.16%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.49%
Lending Rate Type: Fixed
Interest Rate: 6.49%, Comparison Rate 7.18%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.49%
Lending Rate Type: Fixed
Interest Rate: 6.49%, Comparison Rate 7.14%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
Product Features
OtherAdditional Information: First Home Loan Deposit Scheme.
OtherAdditional Information: Loan Portability
OtherAdditional Information: No application or establishment fees.
OtherAdditional Information: No monthly fees.
OtherAdditional Information: Split Loan Facility
OtherAdditional Information: Fixed rate option available
OtherAdditional Information: Home Loan Consultants
Free TxnsAdditional Information: No fees for extra repayments.
Residency StatusAdditional Information: Australian residents only.
Min AgeAdditional Information: 18
Other - Individuals Must Have Capacity.. Additional Information: Lending criteria.
Other - Purchase/refinance Owner Occupied Home Improvements Any Worthwhile Purpose.. Additional Information: Purpose
Bank Fees and Charges
Rate Lock Fee (Upfront), Amount: 0.15% of the loan balance . Additional Information: When you ask us to lock in a fixed, or guaranteed, rate of interest on a home loan.
Ultimate Package Annual Fee (Periodic), Amount: 380.00. Additional Information: Payable annually on the anniversary of the date on which the first annual package fee was paid when the loan is linked to the Ultimate Package
Arrears Reminder Notice Fee (per Letter) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to arrears on a loan
Default Notice (enforcement Notice) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to a default on a loan
Limitations & Restrictions (Constraints)
Max Balance of Residential Additional Information: Borrow up to 95% of the property value.
Max Balance of Vacant land/refinance Additional Information: Borrow up to 95% of the property value.
