Premier Investor Low Rate

 General Lending Rates

 Product Features

• Other Additional Information: No application fees.

• Other Additional Information: No monthly fees.

• Other Additional Information: No Annual fees.

• Other Additional Information: Australia-based Contact Centre.

• Redraw Additional Information: Free loan redraw (min $100).

• Free Txns Additional Information: No fees for extra repayments.

• Other Additional Information: Home Loan Consultants

 Product Eligibility

• Other - Purchase/refinance Investment Home, Home Improvements Or Any Worthwhile Purpose - Excluding Construction.. Additional Information: Purpose

• Residency Status Additional Information: Australian residents only.

• Min Age Additional Information: 18

• Other - Lending Criteria.. Additional Information: Individuals must have capacity.

 Bank Fees and Charges

• Arrears Reminder Notice Fee (per Letter) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to arrears on a loan

• Default Notice (enforcement Notice) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to a default on a loan

• Substitution Of Loan Security (Event), Amount: 275.00. Additional Information: Payable when we provide a discharge of real property mortgage held over existing security

• Settlement Fee (Event), Amount: 275.00. Additional Information: Payable on settlement

• Valuation Fee - Standard Valuation (from) (Periodic), Amount: 205.25. Additional Information: Payable upon valuation of the proposed mortgaged property. Noting that this fee is for a standard valuation and for more complex valuation, a higher fee may apply.

• Consent And Variation Fee (Event), Amount: 250.00. Additional Information: Payable when we allow another financial institution to register a mortgage or when we vary loan conditions or provide our consent to a matter.

• Switching Fee (Event), Amount: 300.00. Additional Information: Payable by you each time we agree to a request made by you to change the interest rate type (i.e. fixed/variable), the repayment type (i.e. principal and interest or interest only) applicable to any portion of your loan

• Security Discharge Administration Fee (Event), Amount: 250.00. Additional Information: Payable when we process a discharge of a security over real property.

 Limitations & Restrictions (Constraints)

• Max Balance of Residential Additional Information: Borrow up to 95% of the property value.

• Max Balance of Vacant Land/Refinance Additional Information: Borrow up to 95% of the property value.