RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

  L5 Mortgage Insured Home Loan

First Home Owner Loan
Category: Home Loans  Last Updated December 4, 2023  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
6.09% PA
Comparison Rate
6.10%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking Additional Information: View the balance of the account and transfer extra funds whenever you like for free
  • Offset
  • Redraw Additional Information: Minimum redraw amount $1,000 - capped at $20,000

 Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Other Additional Information: Membership - You must be or become a FSCU member
  • Residency Status - Australian Residents Only.

 Bank Fees and Charges

  • Application Fee - 1st Mortgage (Upfront), Amount: 300.00.
  • Application Fee - Existing Mtg (Upfront), Amount: 150.00.
  • Pexa Settlement Fee (Upfront), Amount: 66.33.
  • Discharge Mortgage Amin Fee## (Event), Amount: 150.00.
  • Mortgage Discharge Doc Fee ## (Event), Amount: 235.75.
  • Lto Mortgage Discharge ## (Event), Amount: 187.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 150000.00

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