RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

  Affinity Home Loan Investment P&I LVR < 80%

Our Affinity Home Loan offers a competitive ongoing variable rate. The package provides an Affinity Saver Account that pays an interest rate equivalent to the RBA cash rate
Category: Home Loans  Last Updated December 3, 2023  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information
Interest Rate
7.81% PA
Comparison Rate
8.05%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Offset
  • Redraw
  • Digital Banking
  • Npp Enabled
  • Other Additional Information: eStatements available
  • Other Additional Information: No Monthly Fees
  • Other Additional Information: 90% of value of Property incl LMI
  • Other Additional Information: Spilt loans allowed
  • Other Additional Information: Family guarantee allowed

 Product Eligibility

  • Other Additional Information: You must be a member and resident of Australia
  • Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..
  • Min Age - 18.

 Bank Fees and Charges

  • Discharge Settlement Fee (Event), Amount: 300.00. Additional Information: Payable on discharge of a mortgage. Charged per property.
  • Variation Fee (Event), Amount: 100.00. Additional Information: Payable if we approve a request to substitute the secured property for another property
  • Portability Fee (Event), Amount: 350.00.
  • Additional Security Fee (Event), Amount: 150.00.
  • Conversion Switching Fee (Event), Amount: 300.00. Additional Information: Payable when switching loan products
  • Progress Payment Fee (Event), Amount: 50.00. Additional Information: Payable for each construction drawdown
  • Guarantee Fee (Event), Amount: 200.00.
  • Title Search (Event), Amount: 20.00.
  • Arrears Letter (Event), Amount: 30.00.
  • Default Notice (Event), Amount: 165.00.
  • Affinity Annual Package Fee (Periodic), Amount: 295.00.
  • Valuation Fee (Variable), Amount: Not Listed.. Additional Information: If a valuation is needed, a fee is charged per property
  • Solicitors Fees (Variable), Amount: Not Listed.. Additional Information: These fees may vary depending on loan.
  • Settlement Rebooking Fee (Event), Amount: 100.00. Additional Information: Payable for our solicitors to prepare the mortgage and attend to settlement
  • Construction Admin Fee (Event), Amount: 245.00.
  • Otc Redraw Fee (Event), Amount: 15.00. Additional Information: First one free per month. Free via Internet Banking and Telephone Banking

 Limitations & Restrictions (Constraints)

  • Min Limit of 150000.00

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