RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

  Fixed Rate Investment 18 months - Special construction offer

Fixed Rate Investment 18 months - Special construction offer
Category: Home Loans  Last Updated May 1, 2024  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT Interest Only product. Additional Information
Interest Rate
6.39% PA
Comparison Rate
8.22%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  INVESTMENT, VARIABLE, 6.39%
  • Lending Rate Type: Variable
  • Interest Rate: 6.39%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Redraw
  • Offset

 Product Eligibility

  • Min Age - 18. Additional Information: 18 Years and Over
  • Natural Person
  • Residency Status - Permenant Residency Is Required.
  • Other Additional Information: Maximum LVR 80%
  • Other Additional Information: Borrowing between $150k- $750k
  • Other Additional Information: single dwelling construction with fixed price building contract
  • Other Additional Information: Terms, conditions, lending eligibility and approval criteria apply

 Bank Fees and Charges

  • Gmcu Title Search Fee (Event), Amount: 25.30.
  • Goods Security Agreement Preparation Fee (Event), Amount: 30.00. Additional Information: charged if a Goods Security Agreement is required as security (e.g. over a vehicle)
  • Loan Contract Variation Fee (Event), Amount: 275.00. Additional Information: For Each Variation
  • Loan Default Fee (Event), Amount: 10.00.
  • Loan Default Fee- Second Reminder Letter (Event), Amount: 15.00.
  • Loan Default Fee- Final Notice (Event), Amount: 25.00.
  • Mortgage Preparation Fee (Event), Amount: 0.00. Additional Information: Mortgage documents prepared by solicitor payable by member at cost
  • Registration Of Mortgage Fee (Event), Amount: 0.00. Additional Information: Registration of mortgage payable by member at cost
  • Valuation Fee (Event), Amount: 0.00. Additional Information: Valuation fee payable by member at cost
  • Loan Establishment Fee (Upfront), Amount: 500.00.
  • Discharge Of Mortgage Fee (Event), Amount: 350.00. Additional Information: For preparation of discharge documentation on your written request. Legal/agent/government costs at cost.
  • Home Loan Service Fee (Periodic), Amount: 8.00.
  • Loan Redraw Fee (Transaction), Amount: 50.00.
  • Progress Payment Fee (Event), Amount: 25.00.

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