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Example Interest Rates: Home Loan Variable: 1.89% (1.9%*) • Home Loan Fixed: 1.84% (2.11%*) • Fixed: 1.84% (2.11%*) • Variable: 1.89% (1.9%*) • Investment IO: 2.05% (4.36%*) • Investment PI: 1.58% (2.72%*)

  BOS Basic Home Loan Owner Occupied

Looking to buy a new home and want to keep things simple? Our BOS Basic Home Loan, with no fees and a competitive interest rate, is the one for you.
Category: Home Loans  Last Updated April 7, 2022  Effective May 8, 2022

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
1.89% PA
Comparison Rate
1.94%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, VARIABLE, 1.89%
  • Lending Rate Type: Variable
  • Interest Rate: 1.89%, Comparison Rate 1.94%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw Additional Information: Redraw facility is available
  • Digital Banking

 Product Eligibility

  • Natural Person
  • Other Additional Information: Lending Criteria applies.
  • Residency Status - Australian Permanent Resident Or Citizen. Residential Address Must Be In Australia..
  • Min Age - 18.

 Bank Fees and Charges

  • Application Fee (Upfront), Amount: 600.00.
  • Discharge Of Mortgage Fee (Event), Amount: 300.00. Additional Information: Excludes legal costs
  • Settlement Fee (Upfront), Amount: 150.00. Additional Information: Payable at settlement of new loan, variations and top ups to existing loans do not incur this fee.
  • Variation Fee (Event), Amount: 300.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 250000

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