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Example Interest Rates: Home Loan Variable: 1.89% (1.9%*) • Home Loan Fixed: 1.84% (2.11%*) • Fixed: 1.84% (2.11%*) • Variable: 1.89% (1.9%*) • Investment IO: 2.05% (4.36%*) • Investment PI: 1.58% (2.72%*)

  First Rate Investment Loan - Fixed 1 Year - Interest Only - UNITY

Whether you're investing in property for the first time, or seeking to extend your portfolio, our 1 year Fixed Interest Only loan can provide all the certainty you need.
Category: Home Loans  Last Updated April 7, 2021  Effective May 8, 2022

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT Interest Only product. Additional Information Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
3.09% PA
Comparison Rate
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Free Txns
  • Digital Banking
  • Notifications
  • Other Additional Information: Auto repayments from salary or transferred from another account weekly, fortnightly, or monthly
  • Other Additional Information: Flexible repayment options at no extra cost (conditions apply)
  • Other Additional Information: No monthly account keeping/service fees
  • Other Additional Information: Additional repayments accepted - maximum $10,000 per year

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Citizen Or Permanent Resident.
  • Other Additional Information: As a Customer Owned Bank, customers must become a shareholder of Unity Bank to open an account.
  • Other Additional Information: Credit eligibility criteria, terms and conditions, fees and charges apply.

 Bank Fees and Charges

  • Arrears Management Expense (Event), Amount: 20.00.
  • Copies Of Previous Statements (Event), Amount: 2.50.
  • Frequent Statement Fee (Periodic), Amount: 2.00.
  • Consent To Subdivision (Event), Amount: 250.00. Additional Information: Valuation, Legal and Government fees are additional
  • Consent To Subdivision - Valuation, Government And Legal Fees (Event), Amount: 0.00.
  • Discharge Of Mortgage - Government And Legal Fees (Event), Amount: 0.00.
  • Discharge Of Mortgage - Preparation Processing Fee (Event), Amount: 300.00. Additional Information: Legal and Government fees are additional
  • Early Termination Fee - Fixed Loans (Event), Amount: 0.00. Additional Information: Calculated using the ERF calculator
  • Establishment Fee - Fixed Rate Home Loans (Upfront), Amount: 300.00.
  • Mortgage Loan - Legal & Valuation Fees (Upfront), Amount: 0.00. Additional Information: Other fees and charges may apply and will be specified at the time the loan is approved.
  • Progressive Drawing Fee (Upfront), Amount: 250.00.
  • Rate Lock Fee (Event), Amount: 600.00.
  • Registration Of Title/dealings (Event), Amount: 150.00. Additional Information: Legal and Government fees are additional
  • Registration Of Title/dealings - Government And Legal Fees (Event), Amount: 0.00.
  • Settlement Fee (Event), Amount: 200.00.
  • Substitution Of Security - Government And Legal Fees (Event), Amount: 0.00.
  • Substitution Of Security - Processing Fee (Event), Amount: 250.00. Additional Information: Legal and Government fees are additional
  • Title Search (Event), Amount: 0.00.
  • Variation Fee - Loan Type (Event), Amount: 150.00.
  • Variation Fee - Renewing Expired (Event), Amount: 150.00.
  • Variation Fee - Term Of Loan (Event), Amount: 150.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 30000.00

 Document Downloads

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