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NAB Defence Force Home Loan

A principal and interest consumer home loan with a discounted rate and optional offset capability designed only for eligible current and former ADF members.
Category: Home Loans  Last Updated January 31, 2020  Effective June 4, 2021

 General Lending Rates

Rates listed below are for a VARIABLE OWNER_OCCUPIED PRINCIPAL_AND_INTEREST. Additional Information Offset included
Interest Rate
3.72%PA
Comparison Rate
3.82%PA*
Product rates will vary depending upon your financial position. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

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Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, VARIABLE, 3.52%
  • Lending Rate Type: Variable
  • Interest Rate: 3.52%, Comparison Rate 3.62%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, DISCOUNT, 0.57%
  • Lending Rate Type: Discount
  • Interest Rate: 0.57%, Comparison Rate 3.25%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Less than $250,000
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: %, Comparison Rate 4.13%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  $250,000 to 749,999
Minimum: $250000.00 Maximum: $749999.99
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 0.05%, Comparison Rate 4.08%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  $750,000 and above
Minimum: $750000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 0.1%, Comparison Rate 4.03%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  1 year fixed term
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 2.09%, Comparison Rate 3.67%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  2 years fixed term
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 1.89%, Comparison Rate 3.5%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  3 years fixed term
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 1.98%, Comparison Rate 3.38%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  4 years fixed term
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 1.98%, Comparison Rate 3.25%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  5 years fixed term
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 2.24%, Comparison Rate 3.23%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  1 year fixed term Choice Package
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: %, Comparison Rate 3.98%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  2 years fixed term Choice Package
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: %, Comparison Rate 3.81%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  3 years fixed term Choice Package
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: %, Comparison Rate 3.69%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  4 years fixed term Choice Package
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: %, Comparison Rate 3.56%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  5 years fixed term Choice Package
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: %, Comparison Rate 3.55%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Offset Additional Information: 100% offset arrangement option
  • Redraw Additional Information: •Variable-rate periods only. •Minimum redraw $500.
  • Other Additional Information: Construction lending available
  • Other Additional Information: Ability to split your borrowing into a fixed rate loan and a variable rate loan.

 Product Eligibility

  • Natural Person
  • Min Age - 18.
  • Other Additional Information: Restricted to eligible Australian Defence Force members
  • Residency Status - Australian Citizen Or Permanent Resident, Or New Zealand Citizen. Restrictions Apply If Residential Address Is An Overseas Addresss..
  • Other Additional Information: Lending criteria apply.

 Bank Fees and Charges

  • Loan Service Fee (Periodic), Amount: 8.00.
  • Mortgage Discharge Fee (Event), Amount: 350.00.
  • Production Of Documents (Event), Amount: 150.00.
  • Company Name Search (Event), Amount: 40.00.
  • Business Name Search (Event), Amount: 40.00.
  • Nab Choice Package (if Bundled With Choice Package) (Periodic), Amount: 395.00.
  • Rate Lock Fee (for Fixed Rate Home Loans) (Event), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Min Limit of 20000.00

 Document Downloads

Related Home Loans

Related Fixed Home Loans
Interest*
1.89%
Comparison*
2.15%
   
1.85%
2.24%
   
2.19%
2.24%
   
2.24%
2.24%
   
Related Variable Home Loans
Interest*
1.95%
Comparison*
1.99%
   
1.95%
1.99%
   
1.99%
2.01%
   
2.09%
2.05%
   
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