Classic Home Loan Owner Occupied Recruit LVR 60% or Less
Classic Home Loan Owner Occupied Recruit LVR 60% or Less
Category: Home Loans Last Updated December 21, 2023 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Owner Occupied Principal & Interest
Interest Rate 6.04% PA
Comparison Rate 6.06%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Redraw
OtherAdditional Information: No penalty for extra repayments
Product Eligibility
OtherAdditional Information: LVR 60% or Less
Min Age - 18.
OtherAdditional Information: Core Bond recruits only
Bank Fees and Charges
Home Loan Establishment Fee (Upfront), Amount: 700.00. Additional Information: waived on the classic plus package
Standard Settlement Fee (Upfront), Amount: 195.00. Additional Information: Applies once only per standard loan facility and waived on the classic plus package.
Construction Settlement Fee (Upfront), Amount: 295.00. Additional Information: Applies once only per construction loan facility
Paper Redraw Fee (Event), Amount: 25.00. Additional Information: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking
Top Up Fee (Event), Amount: 200.00. Additional Information: Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package
Additional Security Fee (Event), Amount: 185.00. Additional Information: Applies to each additional security within a loan facility.
Split Loan Fee (Event), Amount: 25.00. Additional Information: Applies per additional loan split and waived on the classic plus package
