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3 Year Fixed Owner Occupied Family Guarantee LVR LE 98%
3 Year Fixed Owner Occupied Family Guarantee LVR LE 98%
Category: Home Loans Last Updated May 2, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Special offer rate applies to principal and interest fixed loans
Interest Rate 5.79% PA
Comparison Rate 7.43%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Redraw
Insurance
OtherAdditional Information: No penalty for extra repayments up to $30,000.00 any fixed rate period
OtherAdditional Information: No monthly fees
Product Eligibility
Min Age - 18.
OtherAdditional Information: LVR less than or equal to 98%
OtherAdditional Information: single parents with dependants
OtherAdditional Information: an annual taxable income of no more than $125,000
Bank Fees and Charges
Home Loan Establishment Fee (Upfront), Amount: 700.00. Additional Information: waived on the classic plus package
Standard Settlement Fee (Upfront), Amount: 195.00. Additional Information: Applies once only per standard loan facility and waived on the classic plus package.
Construction Settlement Fee (Upfront), Amount: 295.00. Additional Information: Applies once only per construction loan facility
Split Loan Fee (Event), Amount: 25.00. Additional Information: Applies per additional loan split and waived on the classic plus package
Fixed Interest Rate Cap Fee (Event), Amount: Not Listed.. Additional Information: Payable if you wish to lock a fixed interest rate at the time of application for 60 days. The fee is deducted from loan proceeds at settlement.
Paper Redraw Fee (Event), Amount: 25.00. Additional Information: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking