Our Fair Dinkum Investment Home Loan is a basic home loan with a lower variable rate, no ongoing fees and unlimited additional repayments without the extras like a redraw facility and offset account.
Category: Home Loans Last Updated April 30, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information
Interest Rate 6.19% PA
Comparison Rate 6.19%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
LVR >70% to <=80% discount
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Variable
Interest Rate: 6.34%, Comparison Rate 6.34%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR >60% to <=70% discount
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
Lending Rate Type: Variable
Interest Rate: 6.29%, Comparison Rate 6.29%
Repayment Type: Principal And Interest
Loan Purpose: Investment
LVR <=60% discount
Minimum: 0.01 PERCENT Maximum: 60 PERCENT
Lending Rate Type: Variable
Interest Rate: 6.19%, Comparison Rate 6.19%
Repayment Type: Principal And Interest
Loan Purpose: Investment
Product Features
Digital Banking
Npp Enabled
Product Eligibility
Min Age - 18.
Natural Person
Residency Status - Australian Resident.
Bank Fees and Charges
Additional Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Payable at cost
Company / Trust - Borrower / Guarantor Party Fee Company Search And Review Fee (Event), Amount: 150.00. Additional Information: Payable for each company or trust borrower / guarantor party on the loan.
Discharge Fee (Exit), Amount: 165.00. Additional Information: Payable for standard partial or full discharges.
Substitution Of Mortgage Security (single Property) Fee - For New Loans (Event), Amount: 350.00. Additional Information: Payable for substitution of a mortgage security
Substitution Of Mortgage Security (single Property) Fee - For Variations (Event), Amount: 200.00. Additional Information: Payable for substitution of a mortgage security
Default Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: May apply if enforcement services are required as part of default administration
