RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.74% (6.40%*) • Investment PI: 5.49% (6.32%*)

  5 Year Fixed Home Loan Investment Interest Only

Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum.
Category: Home Loans  Last Updated April 30, 2024  Effective June 3, 2024

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT Interest Only product. Additional Information Interest only term is available for up to 5 years
Interest Rate
5.79% PA
Comparison Rate
6.50%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  LVR >70% to <=80% discount
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.94%, Comparison Rate 6.57%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR >60% to <=70% discount
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.54%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR <=60% discount
Minimum: 0.01 PERCENT Maximum: 60 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.50%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Digital Banking
  • Npp Enabled

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Must Be An Australian Resident.
  • Natural Person

 Bank Fees and Charges

  • Additional Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Payable at cost
  • Substitution Of Mortgage Security (single Property) Fee - For Variations (Event), Amount: 200.00. Additional Information: Payable for substitution of a mortgage security
  • Company / Trust - Borrower / Guarantor Party Fee Company Search And Review Fee (Event), Amount: 150.00. Additional Information: Payable for each company or trust borrower / guarantor party on the loan.
  • Early Payment Fee (Variable), Amount: Not Listed.. Additional Information: Payable if you make extra repayments that exceed $10,000 per annum during any fixed period. Applicable to fixed term loans only. Interest differential as defined in the loan contract is payable.
  • Default Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: May apply if enforcement services are required as part of default administration
  • Discharge Fee (Exit), Amount: 165.00. Additional Information: Payable for standard partial or full discharges.
  • Mortgage Top Up Fee (Event), Amount: 350.00. Additional Information: Payable for further advance. Valuation fees are payable at cost.
  • Early Termination Fee (Variable), Amount: Not Listed.. Additional Information: Payable if you repay your loan or change to a variable interest rate during the fixed rate period. Applicable to fixed term loans only. Interest differential as defined in the loan contract + $200 administration fee is payable.
  • Establishment Fee (Upfront), Amount: 900.00. Additional Information: Establishment Fee includes valuation fee up to $300, title search, document preparation and settlement fees - document generation, distribution of documents, verification of returned documents, verification of search requirements, settlement booking, settlement attendance (PEXA or paper) and lodgement of title documents
  • Substitution Of Mortgage Security (single Property) Fee - For New Loans (Event), Amount: 350.00. Additional Information: Payable for substitution of a mortgage security
  • Interest Rate Lock Fee (Event), Amount: 500.00. Additional Information: Payable at the time of application if you elect to lock-in your interest rate for a period of 90 days from the date you apply for your loan.

 Limitations & Restrictions (Constraints)

  • Min Limit of 20000.00

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