PREMIUM HOME LOAN INVESTMENT INTEREST ONLY FIXED RATE 3YR UP TO OR EQUAL 80LVR

 General Lending Rates

• Lending Rate Type: Variable
• Interest Rate: 6.43%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

 Product Features

• Digital Banking Additional Information: SCCU Netbanking

• Offset

 Product Eligibility

• Employment Status - Y. Additional Information: Must be employed

• Residency Status - Y. Additional Information: Must be Australian resident

 Bank Fees and Charges

• Property Valuation Fee (Event), Amount: 300.00. Additional Information: If using a property as security for the loan, we need to confirm what the property is worth. This fee covers the cost of valuing your property which can vary depending on type and complexity of the property. Fee varies dependent on type and complexity of property. Minimum fee shown.

• Home Loan Legal Fee (Event), Amount: 430.00. Additional Information: A one off fee required to document and settle your loan.

• Home Loan Trust Deed Legal Fee (Event), Amount: 132.00. Additional Information: A trust deed is reviewed if a trust entity is the borrower or guarantor of the loan.

• Home Loan Security Variation (Event), Amount: 150.00. Additional Information: When there is a variation made to the security used for an existing loan agreement. Charged per security.

• Home Loan Product Switch (Event), Amount: 300.00. Additional Information: Variations to your loan including changing product, fixing your interest rates or switching between interest only and principle and interest repayments, will incur a product switch fee.

• Security Guarantee Fee (Event), Amount: 200.00. Additional Information: If you require or elect to have a guarantor for your loan, this fee is charged to cover the additional administration costs. This fee is charged per guarantor.

• Recontracting Fee (Event), Amount: 150.00. Additional Information: Any amendments made to the loan after the loan contract has been created but before it has been funded will incur a fee.

• Direct Debit Dishonour (Event), Amount: 15.00. Additional Information: Charged if your direct debit payment is dishonoured due to insufficient funds

• Home Loan Establishment Fee (Upfront), Amount: 699.00. Additional Information: A one off upfront fee for setting up your home loan.

• Loan Variation (Event), Amount: 150.00. Additional Information: When there is a variation made to the terms of an existing loan agreement. For example remaining loan term.

• Avm Valuation Fee (Event), Amount: 25.00. Additional Information: service that can provide real estate property valuations using mathematical modelling combined with a database.

• Desktop Valuation Fee (Event), Amount: 170.00. Additional Information: automated computer valuation done using property data, recent comparable sales and property listings

• Fixed Rate Lock Fee (Variable), Amount: Not Listed.. Additional Information: 0.15% of loan amount or a mimimum of $750, charged at loan funding

• Break Cost Fee (Event), Amount: 0.00. Additional Information: payable if a Fixed rate loan is paid out early or a variation is requested to break fixed rate term in favour of applying a variable rate

 Limitations & Restrictions (Constraints)

• Min Limit of 250000.00