LJH 5STAR HOME LOAN INVESTMENT VARIABLE RATE LE 80% LVR

 General Lending Rates

 Product Features

• Digital Banking Additional Information: SCCU Netbanking

• Redraw Additional Information: Minimum redraw amount $500

• Offset

• Other Additional Information: CONSTRUCTION LOANS AVAILABLE

 Product Eligibility

• Employment Status - Y. Additional Information: Must be employed

• Residency Status - Y. Additional Information: Must be an australian resident

• Other Additional Information: Only available for business introduced through LJ Hooker Home Loans

 Bank Fees and Charges

• Property Valuation Fee Broker (Event), Amount: 300.00. Additional Information: If using a property as security for the loan, we need to confirm what the property is worth. This fee covers the cost of valuing your property which can vary depending on type and complexity of the property. Fee varies dependent on type and complexity of property. Minimum fee shown.

• Home Loan Legal Fee (Event), Amount: 430.00. Additional Information: A one off fee required to document and settle your loan.

• Recontracting Fee (Event), Amount: 150.00. Additional Information: Any amendments made to the loan after the loan contract has been created but before it has been funded will incur a fee.

• Loan Discharge Fee (Event), Amount: 150.00. Additional Information: Sometimes called a termination fee, this is charged when you pay out your loan. It covers the costs associated with releasing your title.

• Construction Loan Progress Fee (Event), Amount: 450.00. Additional Information: Applicable on construction loans when progressive payments are made to your builder.

• Loan Variation (Event), Amount: 150.00. Additional Information: When there is a variation made to the terms of an existing loan agreement. For example remaining loan term.

• Avm Valuation Fee (Event), Amount: 25.00. Additional Information: service that can provide real estate property valuations using mathematical modelling combined with a database.

• Desktop Valuation Fee (Event), Amount: 170.00. Additional Information: automated computer valuation done using property data, recent comparable sales and property listings

• Loan Top-up (Event), Amount: 250.00. Additional Information: This is an additional establishment fee for increasing your home loan amount at any point after the home loan has been finalised.

• Guarantor Security Variation (Event), Amount: 300.00. Additional Information: Changes to guarantor security and removing guarantor for loan. Charged per guarantor

• Security Guarantee Fee (Event), Amount: 200.00. Additional Information: If you require or elect to have a guarantor for your loan, this fee is charged to cover the additional administration costs. This fee is charged per guarantor.

• Home Loan Trust Deed Legal Fee (Event), Amount: 132.00. Additional Information: A trust deed is reviewed if a trust entity is the borrower or guarantor of the loan.

• Direct Debit Dishonour (Event), Amount: 15.00. Additional Information: Charged if your direct debit payment is dishonoured due to insufficient funds

• Home Loan Product Switch (Event), Amount: 300.00. Additional Information: Variations to your loan including changing product, fixing your interest rates or switching between interest only and principle and interest repayments, will incur a product switch fee.

• Home Loan Security Variation (Event), Amount: 150.00. Additional Information: When there is a variation made to the security used for an existing loan agreement. Charged per security.

 Limitations & Restrictions (Constraints)

• Min Limit of 100000.00

• Max Limit of 4500000.00