Category: Home Loans Last Updated May 1, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Visit our website
Interest Rate 5.99% PA
Comparison Rate 5.90%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, VARIABLE, 5.99%
Lending Rate Type: Variable
Interest Rate: 5.99%, Comparison Rate 5.90%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
Product Features
RedrawAdditional Information: Access any additional repayments that you’ve made ahead of your loan schedule at any time. No fees apply.
OtherAdditional Information: Make additional payments into the loan at any time to save even more on interest. No fees apply.
Digital BankingAdditional Information: Securely view, manage, and change your loan right from your fingertips.
OtherAdditional Information: Every year, receive an additional 0.01% p.a. discount on your loan. Up to 0.30% p.a.
Npp EnabledAdditional Information: Make real-time payments to and from your loan account with a BSB and account number using the NPP (New Payments Platform).
Product Eligibility
Natural PersonAdditional Information: Individuals
Min Age - 18. Additional Information: Individuals (natural persons, including as Trustee of a Family Trust) must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older
OtherAdditional Information: Applications for home loans are subject to the Unloan’s standard credit approval process
OtherAdditional Information: The following are examples of ineligible security types: A registered second mortgage over residential property; Properties on Norfolk Island; Properties that are under construction; Properties that are ‘Off the Plan’; Transportable, relocatable or mobile homes; Commercial property; 5 or more dwellings within one development per application; Cash deposit.
OtherAdditional Information: Acceptable Loan Purposes: This loan can be used for the purposes of refinancing your existing owner occupied and investment home loan, purchasing a home, debt consolidation and other personal needs, subject to meeting eligibility criteria and Unloan Terms and Conditions.
OtherAdditional Information: Unacceptable Loan Purposes: This loan cannot be used for business purposes. Cash out and debt consolidation are not acceptable for purchase applications.
Limitations & Restrictions (Constraints)
Opening Balance of 10000.00 Additional Information: For an Unloan Variable Home Loan, there is a minimum loan amount of $10,000 for new loans.
