RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

  NAB Super Lever

A limited recourse margin loan designed specifically for Self Managed Super Funds who want to invest in shares and managed funds.
Category: Margin Loans  Last Updated January 30, 2024  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT product. Additional Information $1,000,000 and above
Interest Rate
8.80% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  More than $250,000 and less than $1,000,000
Minimum: $250000.00 Maximum: $999999.00
  • Lending Rate Type: Variable
  • Interest Rate: 9.25%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  $1,000,000 or more
Minimum: $1000000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 9.00%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in adv <$250,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.40%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in adv <$250,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.50%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in adv <$250,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.60%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in adv <$250,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.70%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in adv <$250,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.90%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in adv $250,000 to <$500,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.20%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in adv $250,000 to <$500,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.30%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in adv $250,000 to <$500,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.40%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in adv $250,000 to <$500,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.50%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in adv $250,000 to <$500,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.70%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in adv $500,000 to <$1,000,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.00%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in adv $500,000 to <$1,000,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.10%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in adv $500,000 to <$1,000,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.20%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in adv $500,000 to <$1,000,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.30%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in adv $500,000 to <$1,000,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.50%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in adv >$1,000,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.80%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in adv >$1,000,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.90%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in adv >$1,000,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.00%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in adv >$1,000,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.10%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in adv >$1,000,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.30%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in arrears <$250,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.47%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in arrears <$250,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.57%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in arrears <$250,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.67%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in arrears <$250,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.77%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in arrears <$250,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.97%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in arrears $250,000 to <$500,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.27%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in arrears $250,000 to <$500,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.37%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in arrears $250,000 to <$500,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.47%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in arrears $250,000 to <$500,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.57%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in arrears $250,000 to <$500,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.77%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in arrears $500,000 to <$1,000,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.07%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in arrears $500,000 to <$1,000,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.17%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in arrears $500,000 to <$1,000,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.27%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in arrears $500,000 to <$1,000,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.37%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in arrears $500,000 to <$1,000,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.57%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in arrears >$1,000,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.87%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in arrears >$1,000,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 8.97%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in arrears >$1,000,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.07%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in arrears >$1,000,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.17%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in arrears >$1,000,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.37%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment

 Product Eligibility

  • Business Additional Information: Restricted to SMSF only

 Bank Fees and Charges

  • Establishment Fee (Upfront), Amount: 250.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 20000.00
…

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]
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