RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

  MORT. SECURED O/DRAFT

MORT. SECURED O/DRAFT
Category: Overdrafts  Last Updated March 15, 2024  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
7.80% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Overdraft
  • Card Access Additional Information: Link to a Visa Debit Card at any time.
  • Additional Cards
  • Digital Banking Additional Information: Check your accounts and transact online 24/7
  • Npp Enabled Additional Information: Make instant payments from your account
  • Other Additional Information: Additional repayments accepted
  • Redraw

 Product Eligibility

  • Min Age - 18. Additional Information: 18 years or older
  • Residency Status - Australian Citizens Or Permanent Residents. Additional Information: Australian citizens or Permanent residents
  • Other Additional Information: Must become a member if approved
  • Other Additional Information: Mortgage secured
  • Other Additional Information: All applications are subject to approval within AMBL credit policy
  • Other Additional Information: Have a beneficial interest in the loan

 Bank Fees and Charges

  • Mortgage Discharge Processing Fee (Upfront), Amount: 180.00.
  • Loan Establishment Fees - For Mortgage Loans (Upfront), Amount: 250.00.
  • Visa Card Replacement Fee (not Renewal) (Event), Amount: 10.00. Additional Information: Visa card replacement fee (not renewal)
  • Visa Cash Advance From Any Financial (Transaction), Amount: 4.00.
  • Visa International Cancellation Fee For An (Event), Amount: 50.00. Additional Information: Visa International Cancellation fee for an emergency cash or cash request. USD50
  • Visa International Emergency Card (Payment), Amount: 175.00. Additional Information: Visa International Emergency Card whislt overseas. Fee per card USD175
  • Visa International Emergency Cash (Payment), Amount: 175.00. Additional Information: Visa International Emergency Cash whilst overseas. Fee USD175 per transaction
  • Atm Withdrawal Overseas (Withdrawal), Amount: 4.00.
  • Bank@post Dishonour (Transaction), Amount: 14.47.
  • Bank@post Withdrawal (Transaction), Amount: 3.00. Additional Information: Bank@Post withdrawal and deposits
  • Consent For Second Mortgage (Upfront), Amount: 200.00. Additional Information: Credit and loan fees and Charges

 Limitations & Restrictions (Constraints)

  • Max Limit of 50000.00
  • Min Limit of 10000.00

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