Category: Overdrafts Last Updated April 22, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied product. Additional Information Owner occupied
Interest Rate 7.74% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Bill Payment
Card Access
Digital Banking
Npp Enabled
Overdraft
Unlimited Txns
Bank Fees and Charges
Referral Fee (Event), Amount: 3.50. Additional Information: Where an account has insufficient available funds to cover a cheque or direct debit transaction, and the transaction is honoured by bcu
Dishonour Fee (Event), Amount: 6.00. Additional Information: Where a direct debit or cheque is dishonoured due to insufficient funds
Auto Transfer Dishonour Fee (Event), Amount: 6.00. Additional Information: Charged where there are insufficient funds in your account when an external auto transfer payment is due to be made
Foreign Currency Conversion Fee (Transaction), Amount: 0.00. Additional Information: Payable for all transactions made in a foreign currency or if the merchant is located outside Australia
Establishment Fee (Upfront), Amount: 600.00.
Discharge Of Mortgage Fee (Event), Amount: 395.00.
Over Limit Account Fee (Periodic), Amount: 10.00. Additional Information: Charged if a Line of Credit account exceeds the approved limit by more than $50 within the calendar month
Document Preparation Fee (Upfront), Amount: 300.00. Additional Information: Fee for preparation of loan contracts charged at the time of funding or settlement of the loan
