An everyday transaction account for full time students (including high school, tertiary, college or university), apprentices or trainees aged 17-24. Enjoy no account keeping or transaction fees.?
Category: Overdrafts Last Updated March 4, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information Credit eligibility criteria, terms and conditions, fees and charges apply.
Interest Rate 14.45% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Bill Payment
Unlimited Txns
Card Access
Digital Banking
Digital Wallet
Npp Enabled
Npp Payid
OverdraftAdditional Information: Credit eligibility, terms and conditions, fees and charges apply
Product Eligibility
Min Age - 18. Additional Information: Age conditions
StudentAdditional Information: Must be full time
Natural Person
Max Age - 24.
Bank Fees and Charges
Replacement Of Visa Card Or Wristband (within Australia) (Event), Amount: 12.50.
Replacement Of Visa Card Or Wristband (overseas) (Event), Amount: 175.00. Additional Information: Charged in US Dollars
Card Extraction Fee (Event), Amount: 45.00.
Cancel Replacement Of Visa Card Or Wristband (Event), Amount: 50.00. Additional Information: Charged in US Dollars
Visa Chargebacks (Event), Amount: 25.00.
International Conversion Fee (Transaction), Amount: Not Listed.. Additional Information: Payable when you use your VISA card for a foreign currency transaction or for an Australian dollar transaction that is with a foreign merchant or that is processed by an entity outside Australia. The fee is converted to Australian dollars using the exchange rate valid on the day the emergency card is produced.
Dormancy Fee (Event), Amount: 20.00. Additional Information: Applicable on all savings accounts
Over Limit Fee (Event), Amount: 30.00. Additional Information: Charged last day monthly
Dishonour - Direct Debit (Event), Amount: 25.00. Additional Information: Charged on the day of the dishonour
Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
Dishonour Fee - Cheque Deposit (Event), Amount: 0.00. Additional Information: Charged on the day of the dishonour. At cost.
Transfer Of Funds (Event), Amount: 0.00. Additional Information: Charged at cost
Retrieving Cashiering Vouchers Or Any Other Document (Event), Amount: 20.00. Additional Information: Charged per item
Drafts (Event), Amount: 17.50.
Overseas Telegraphic Transfer (tt) (Event), Amount: 50.00.
Overseas Telegraphic Transfer (Event), Amount: 30.00.
Travelex Services (Event), Amount: 0.00. Additional Information: Charged at cost
Foreign Cheque Encashment (Event), Amount: 12.50. Additional Information: For values over $A25,000 the fee applicable is $57.50.
