An overdraft facility to assist with day to day cash flow, secured by real estate
Category: Overdrafts Last Updated March 22, 2023 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information
Interest Rate 7.25% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Bank Fees and Charges
Account Keeping Fee (Periodic), Amount: 12.00.
Application Fee (Upfront), Amount: 200.00.
Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more
Corporate Cheque (Event), Amount: 10.00.
Bank Cheque Fee (Event), Amount: 12.00. Additional Information: Payable for each cheque from a Bank (other than Cairns Bank) you request
Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared
Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement
