TOTAL ACCESS OVERDRAFT

 General Lending Rates

 Product Features

• Card Access

• Additional Cards

• Overdraft Additional Information: All applications for credit are subject to responsible lending criteria and fees and charges apply. For full details visit our website.

• Digital Wallet

• Digital Wallet

• Npp Payid

• Npp Enabled

• Bill Payment Additional Information: BPAYVIEW

• Notifications

• Other Additional Information: Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transasction account's available balance.

• Unlimited Txns Additional Information: No fees for banking relationship over $50,000

• Free Txns Additional Information: ATM withdrawls for banking relationship under $20,000

• Free Txns Additional Information: Over the counter wdls for banking relationship under $20,000

• Unlimited Txns Additional Information: EFTPOS transactions

• Other

• Digital Banking Additional Information: Check your balances online 24/7

 Product Eligibility

• Other Additional Information: You must be a member and resident of Australia

• Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..

• Other Additional Information: All applications for credit are subject to responsible lending criteria. Fees and charges apply.

• Min Age - 18.

 Bank Fees and Charges

• Bank Chq (Event), Amount: 12.00.

• Bpay Tran Fee (Transaction), Amount: 0.50. Additional Information: Unlimited and free if banking relationship is greater than $50,000

• Chq Dep Dish Fee (Event), Amount: 10.00.

• Direct Dr Dish Fee (Event), Amount: 10.00.

• Direct Dr Fee (Transaction), Amount: 0.50. Additional Information: Unlimited free if banking relationship is greater than $50,000

• Dormant Admin Fee (Periodic), Amount: 5.00.

• Eft Fee Online (Transaction), Amount: 0.50. Additional Information: Unlimited free if banking relationship is greater than $50,

• Eft Staff Assisted Fee (Transaction), Amount: 2.50.

• Atm Excess Usage Fee (Transaction), Amount: 1.20. Additional Information: Unlimited free if banking relationship is greater than $20,000

• Eftpos Excess Usage Fee (Transaction), Amount: 0.60. Additional Information: Unlimited free for S1 account

• Monthly Account Fee (Periodic), Amount: 5.00. Additional Information: S1 account only if balance falls under $20,000

• Otc Excess Withdrawl Fee (Withdrawal), Amount: 2.00. Additional Information: Unlimited free if banking relationship is greater than $20,000

• Overdrawn Acc Fee (Transaction), Amount: 25.00.

• Periodcial Pyts Online (Transaction), Amount: 0.50. Additional Information: Unlimited free if banking relationship is over $50,000

• Periodical Pyt Otc (Transaction), Amount: 2.50. Additional Information: Unlimited free if banking relationship is over $50,000

• Personal Chq Dish (Event), Amount: 25.00.

• Personal Chq Copy (Event), Amount: 40.00.

• Personal Chq Fee (Transaction), Amount: 0.50. Additional Information: Unlimited free if banking relationship is greater than $50,000

• Personal Chq Special Clearance Fee (Event), Amount: 15.00.

• Statement Repl Fee (Event), Amount: 5.00.

• Foreign Cheque Deposit Fee < $25,000 (Event), Amount: 5.00.

• Foreign Cheque Deposit Fee > $25,000 (Event), Amount: 50.00.

• Rtgs (swift) Incoming Fee (Event), Amount: 7.58.

• Rtgs (swift) Outgoing Pyt Fee (Event), Amount: 13.28.

• Company Search Fee (Event), Amount: 15.00.

• Periodical Pyt Variation Fee (Event), Amount: 3.50.

• Personal Chq Stop Pyt (Event), Amount: 40.00.

• Telegraphic Tsf Fee Staff Assisted Fee (Event), Amount: 30.00.

• Telegraphic Tsf Online Fee (Event), Amount: 15.00.

• Atm/eftpos Decline Fee (Transaction), Amount: 1.20.

• Visa Card Replacement Fee (Event), Amount: 10.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 500.00

• Max Limit of 10000.00