Our Budget Overdraft provides easy access to extra funds when you need it.
Category: Overdrafts Last Updated April 29, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information
Interest Rate 11.00% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Card Access
Additional Cards
Overdraft
Digital BankingAdditional Information: Internet Banking and Mobile Banking App.
Npp PayidAdditional Information: Create a PayID through Horizon Bank s Internet Banking or Mobile Banking App to receive Osko payments with a unique identifier, such as your mobile number or email address, enabling you to receive and send money securely without the need to remember complex banking details.
Npp EnabledAdditional Information: This account type is enabled for Osko payments, via the New Payments Platform (NPP). Osko is the faster way to pay or receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can pay and be paid in a matter of seconds
Bill PaymentAdditional Information: BPAY is an electronic bill payment service, providing a convenient access point for the payment and receipt of consumer bills.
OtherAdditional Information: Manage payments from your bank account using PayTo.
Digital Wallet
Product Eligibility
Natural Person
Bank Fees and Charges
50 Annual Fee (Periodic), Amount: 50.00.
Bulk Coin Countage (Deposit), Amount: Not Listed.. Additional Information: Up to 2% for bulk coin counting above $300. Fee excludes money boxes & community
Direct Debit Dishonour (Event), Amount: 9.00.
Foreign Cash Withdrawal From Visa Debit Card (Withdrawal), Amount: 3.00.
Overdrawn Savings Account (Event), Amount: 20.00. Additional Information: per occurence
Statement Copy (Event), Amount: 2.50.
Total Cash Withdrawal Above 4000 Per Day (Withdrawal), Amount: Not Listed.. Additional Information: A fee of 0.25% of total cash withdrawals is charged for total cash withdrawals over $4000 in a day.
Visa Card International Transaction Fee (Transaction), Amount: Not Listed..
Visa Card Replacement (Event), Amount: 9.00. Additional Information: Australia only
