Category: Overdrafts Last Updated April 22, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information Owner occupied
Interest Rate 9.12% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Statement Retrieval (Event), Amount: 6.00. Additional Information: Statement retrieval fee applies for statements over 12 months old. 1st page $6, and $1.50 for each subsequent page
Discharge Mtg - Non-settlement (Event), Amount: 350.00. Additional Information: Charged for the preparation of documents for the discharge of mortgage where no settlement is required
Discharge Mtg - Settlement Fee (Event), Amount: 395.00. Additional Information: Charged for the preparation of documents for the discharge of mortgage in relation to a settlement
Referral Fee (Event), Amount: 3.50. Additional Information: Where an account has insufficient available funds to cover a cheque or direct debit transaction, and the transaction is honoured by P&N
Dishonour Fee (Event), Amount: 6.00. Additional Information: Where a direct debit or cheque is dishonoured due to insufficient funds
Auto Transfer Dishonour Fee (Event), Amount: 6.00. Additional Information: Charged where there are insufficient funds in your account when an internal or external auto transfer or BPAY payment is due to be made
Foreign Currency Conversion Fee (Transaction), Amount: 0.00. Additional Information: Payable for all transactions made in a foreign currency or if the merchant is located outside Australia
Over Limit Account Fee (Periodic), Amount: 10.00. Additional Information: Charged if a Line of Credit account exceeds the approved limit by more than $50 within the calendar month
Document Preparation Fee (Upfront), Amount: 300.00. Additional Information: Fee for preparation of loan contracts charged at the time of funding or settlement of the loan