Category: Overdrafts Last Updated November 30, 2023 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information
Interest Rate 8.29% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
OtherAdditional Information: No monthly fees
Insurance
OtherAdditional Information: Access funds up to your approved limit without applying for a new loan
Product Eligibility
Min Age - 18.
OtherAdditional Information: LVR up to 80%
Bank Fees and Charges
Construction Settlement Fee (Upfront), Amount: 295.00. Additional Information: Applies once only per construction loan facility
Split Loan Fee (Event), Amount: 25.00. Additional Information: Applies per additional loan split and waived on the classic plus package
Top Up Fee (Event), Amount: 200.00. Additional Information: Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package
Standard Settlement Fee (Upfront), Amount: 195.00. Additional Information: Applies once only per standard loan facility and waived on the classic plus package.
