Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

Unsecured Overdraft

Category: Overdrafts Last Updated April 24, 2023 Effective May 3, 2024

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information 11.44%

Interest Rate
11.44% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Bill Payment Additional Information: You can use BPAY to pay bills bearing the BPAY logo from those accounts that have the BPAY facility

Card Access

Digital Banking Additional Information: Our secure Online Banking service means access to your accounts 24 hours a day, seven days a week.

Npp Enabled Additional Information: This account is able to make and receive Osko payments

Npp Payid Additional Information: PayIDs can be linked with this account

Other Additional Information: Monthly repayment option only Funds accessible via ATM, EFTPOS or VISA DEBIT purchase Access your overdraft facility 24/7

Product Eligibility

Employment Status - Full Time, Part Time, Casual, Self Employed.

Min Age - 18. Additional Information: 18 years and above

Natural Person

Residency Status - Customers Who Are Permanent Resident Or Citizens May Apply For The Product.

Bank Fees and Charges

Establishment Fee (Upfront), Amount: 150.00.

Limitations & Restrictions (Constraints)

Max Limit of 20000.00 Additional Information: You can borrow up to $20,000

Min Limit of 500.00 Additional Information: Minimum limit $500

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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