Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

Business Overdraft

Provides cash flow relief with funds to cover business expenses, such as invoices and wages until you?re paid.

Category: Overdrafts Last Updated March 19, 2024 Effective May 3, 2024

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information

Interest Rate
8.11% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Other Additional Information: No minimum or maximum amount (credit criteria apply)

Other Additional Information: Variable interest rate (fixed rate not available)

Digital Banking Additional Information: Easily manage and access your business overdraft via Online, Telephone, Mobile or Tablet Banking and via our ATM network.

Extra Repayments Additional Information: Subject to terms and conditions, this product includes extra repayment features.

Relationship Management Additional Information: Relationship management is available for eligible customers.

Overdraft Additional Information: Temporary Overdraft is available for customers. Temporary Overdraft is a one-off short term working capital facility for existing business customers, with or without an existing overdraft agreement. Requests for new customers may be approved by a Credit Officer on an exception basis

Product Eligibility

Business Additional Information: A business entity or an individual 18 years and above, domiciled in Australia

Business Additional Information: Requires the funding for business or investment purposes other than investment in residential property

Other Additional Information: Meets the credit criteria and credit policy requirements under an applicable offer for this product.

Bank Fees and Charges

Monthly Line Fee (Periodic), Amount: Not Listed.. Additional Information: Monthly Line Fee: 1.20% p.a. (of total limit) charged at the beginning of the month. Other fees may apply.

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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