Category: Overdrafts Last Updated December 1, 2023 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information
Interest Rate 10.80% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Eligibility
Min Age - 18. Additional Information: Minimum 18 years old and shareholder
Residency StatusAdditional Information: Individuals must be citizens or permanent residents of Australia.
OtherAdditional Information: Must be a member of the Credit Union
Bank Fees and Charges
Establishment Fee (Upfront), Amount: 600.00. Additional Information: Payable on funding of a new loan - price confirmed on application
Lifestyle Equity Loan Service Fee (Periodic), Amount: 10.00. Additional Information: Charged to the account at the end of each month
Citec Title Search (Upfront), Amount: 25.63. Additional Information: Payable for each Title Search ordered
Overdraft Line Fees $100,001 And Over (Periodic), Amount: 250.00. Additional Information: Charged quarterly in arrears for Overdrafts or Personal Line of Credits with a limit over $100,001
Solicitor Mortgage Fee (Upfront), Amount: 462.00. Additional Information: Payable at the time of funding a new loan with new mortgages
Limitations & Restrictions (Constraints)
Min Limit of 20000.00 Additional Information: $20,000 Minimum Limit
Max Limit of 150000.00 Additional Information: $150,000 Maximum Limit
