Category: Personal Loans Last Updated April 1, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges.
Interest Rate 7.45% PA
Comparison Rate 7.66%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital BankingAdditional Information: Check your accounts and transact online 24/7
RedrawAdditional Information: You must be at least one month s repayment in advance to obtain a redraw
OtherAdditional Information: Early repayment without penalty
OtherAdditional Information: Loan period - Up to 7 years
OtherAdditional Information: No annual fee
Product Eligibility
Residency Status - Australia Citizen Or Permanent Resident. Additional Information: Australia Citizen or Permanent Resident
Min Age - 18. Additional Information: 18 years or older
OtherAdditional Information: Become a member if loan is approved
OtherAdditional Information: Have a beneficial interest in the loan
OtherAdditional Information: All applications are subject to approval within AMBL credit policy
Bank Fees and Charges
Loan Establishment Fees - For Personal Loans (Upfront), Amount: 150.00.
Limitations & Restrictions (Constraints)
Min Balance of 5000.00 Additional Information: Based on a secured variable rate loan. New loans only - no payout of existing loans. Vehicles up to 5 yrs old.
Max Balance of 100000.00 Additional Information: Up to 100% of the purchase price of the vehicle or $100,000.00