Be prepared for life's little emergencies with a financial safety net that gives you access to funds when you need it. Start enjoying the benefits today with line of credit loans starting from as little as $2,000.
Category: Personal Loans Last Updated June 18, 2023 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information Unsecured Line of Credit, variable rate. Conditions apply.
Interest Rate 14.49% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Bill Payment
Card Access
Digital BankingAdditional Information: Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
Digital WalletAdditional Information: Load your Beyond Bank Visa Debit Card to your phone to make fast and easy transactions.
NotificationsAdditional Information: Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.
Npp EnabledAdditional Information: New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID.
Npp PayidAdditional Information: New Payments Platform (NPP) is available. Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts
Product Eligibility
Min Age - 18. Additional Information: Minimum age is 18 years of age.
Natural Person
OtherAdditional Information: Membership: You must be or become a Beyond Bank Australia member.
Residency Status - Australian Citizen. Additional Information: Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.
Bank Fees and Charges
Line Of Credit Approval / Variation Fee (Upfront), Amount: 195.00. Additional Information: This fee is payable when you apply for new or increased credit or request a change to your line of credit contract.
Default Notice Fee (Event), Amount: 20.00. Additional Information: This fee is payable whenever we send you a default notice because you have defaulted under the contract.
Default Fee On Line Of Credit (Event), Amount: 25.00. Additional Information: This fee is payable on the 15th day of every month whilst you are in default.
