Our Unsecured Personal Loan offers a fixed rate for the life of your loan, flexible repayments, competitive interest rates and the freedom of an unsecured loan option. You can use our personal loan for almost any purpose; from buying a car to refinancing an existing loan and debt consolidation.
Category: Personal Loans Last Updated August 29, 2023 Effective May 3, 2024
General Lending Rates
Rates listed below are for a FIXED product. Additional Information We will confirm the specific details of your loan, including your actual interest rate and repayment amounts in your loan offer document.
Interest Rate 8.99% PA
Comparison Rate 10.73%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital Banking
RedrawAdditional Information: Access to extra cash if you’re ahead on your repayments.
OtherAdditional Information: Flexible repayment frequency - pay weekly, fortnightly or monthly.
OtherAdditional Information: Pre-Approval valid for 90 days
OtherAdditional Information: No penalties for additional repayments or early payout
OtherAdditional Information: Fixed loan terms up to seven years.
OtherAdditional Information: $0 Monthly Fee on Zip account – save up to $6.00 per month ($72 per year)
OtherAdditional Information: No monthly account keeping fees
Relationship ManagementAdditional Information: Our Program One to One provides a higher level of personalised service to members that have significant business with the Credit Union, measured by borrowings and/or deposits. This is achieved by providing each member with their own Relationship Manager as a single point of contact for all their financial service needs.
Product Eligibility
OtherAdditional Information: Terms, conditions, fees, charges and lending criteria apply and are available on application
Residency Status - Permanent Residents Of Australia Who Reside In Australia At The Time Of Membership Application Are Eligible For Membership, Regardless Of Citizenship Status..
Min Age - 18 Years And Over.
Natural Person - Personal Members Only.
Bank Fees and Charges
Personal Loan Application Fee (Upfront), Amount: 250.00.
Limitations & Restrictions (Constraints)
Min Limit of 2,000.00 Additional Information: Minimum loan size is $2,000.00
