You can use a Cairns Bank secured personal loan for almost anything, including home improvements, the holiday of a lifetime or a car for your children!
Category: Personal Loans Last Updated November 30, 2023 Effective May 3, 2024
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information Secured by residential property
Interest Rate 7.34% PA
Comparison Rate 12.55%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Eligibility
Natural Person
Residency Status - Australian Citizen.
Min Age - 18.
Bank Fees and Charges
Application Fee (Upfront), Amount: 200.00.
Account Keeping Fee (Periodic), Amount: 12.00.
Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more
Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared
Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement
Bank Cheque Fee (Event), Amount: 12.00. Additional Information: Payable for each cheque from a Bank (other than Cairns Bank) you request
